St. Louis County property record for 603 Elk St, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 894 sqft · built 1978 |
| Lot Size | 1.41 acres (61,795 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,154 (2026) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2010-00490 |
| Primary APN | 010-2010-00490 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 894 sqft Gross Area |
| 1st Floor Area | 894 sqft |
| Basement Area | 675 sqft |
| Finished Basement | 675 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 61,795 sqft (1.41 acres) |
| Garage Area | 936 sqft |
| Deck Area | 192 sqft |
| Storage Building | 144 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 80533 |
|---|---|
| Street Address | 603 ELK ST |
| City | DULUTH |
| State | MN |
| Zip | 55803-1406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22, BLOCK 2 SERIAL # |
| Legal Subdivision | GREYSOLON FARMS 1ST DIV OF DUL |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 100 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 603 ELK ST, DULUTH, MN 55803-1406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 603 ELK ST, DULUTH, MN 55803-1406 |
| Document Number | 00T1028082 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 603 ELK ST DULUTH MN 558031406, DULUTH, MN 55803-1406 |
| Document Number | 00T1028082 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | T1028082 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 27, 2030 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,154.00 (+5.7%) Homeowner's exemption | ||
| 2025 | $3,930.00 (+37.8%) Homeowner's exemption | $315,800 (+4.16%) Land $81,900 Building $233,900 | $315,800 (+4.16%) Land $81,900 Building $233,900 |
| 2024 | $2,852.00 | $303,200 (+74.86%) Land $73,700 Building $229,500 | $303,200 (+74.86%) Land $73,700 Building $229,500 |
| 2022 | $173,400 Land $6,000 Building $167,400 | $173,400 Land $6,000 Building $167,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures