606 E Valley St, Red Oak, IA 51566 Property Records

Montgomery County property record for 606 E Valley St, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 949 sqft · built 1956
Lot Size	0.115 acres (5,040 sqft)
Owner	Individual Name on Record
Last Sale	$31,000 (Aug 2017)
Tax Bill	$1,473 (2024)
Deeds & Mortgages	Aug 2017 Sale Apr 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`600628143003000`

Property Details

APN / Parcel Number

Primary APN	`600628143003000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	949 sqft Living Area
Basement Area	949 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,040 sqft (0.115 acres)
Garage Type	Carport
Carport	Carport
Carport Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	606 E VALLEY ST
City	RED OAK
State	IA
Zip	51566-1944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NE ADD LT 3 BLK 83
Legal Block	83
Legal Lot Number	3
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	2
Census Block	2114
Census Tract	960300

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	606 E VALLEY ST, RED OAK, IA 51566-1944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2017	Deed, Transfer
Apr 10, 2006	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on Record
Deed Sale	Aug 17, 2017 · Amount on Record
Prior Sale	Apr 10, 2006 · Amount on Record
Deed Document Number	2017 1325
Deed Book / Page	2017 / 1325
Record Updated	Jun 8, 2026

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Aug 17, 2017
Property Address	606 E VALLEY ST, RED OAK, IA 51566-1944
Document Number	02017/1325
Book / Page	2017 / 1325
Instrument Date	Aug 3, 2017
Instrument	2017 1325
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 E CALLEY ST, RED OAK, IA 51566

April 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Apr 10, 2006
Property Address	606 E VALLEY ST, RED OAK, IA 51566-1944
Document Number	00294/0660
Book / Page	0294 / 0660
Instrument Date	Mar 30, 2006
Instrument	0294 0660
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$78.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 E VALLEY ST, RED OAK, IA 51566-1944

Mortgage

Document Number	0002940661
Date	Apr 10, 2006
Instrument	0294 0661

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Apr 10, 2039

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,800 (+15.91%) Land $8,820 Building $63,980	$72,800 (+15.91%) Land $8,820 Building $63,980
2024	$1,473.00 (+12.1%)
2023		$62,810 Land $6,620 Building $56,190	$62,810 Land $6,620 Building $56,190
2022	$1,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1987–2024)
Most Recent Claim	May 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: FMTC of Stanton Iowa.

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