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505 E Valley St, Red Oak, IA 51566 Property Records

Montgomery County property record for 505 E Valley St, Red Oak, IA 51566

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,719 sqft · built 1910
Lot Size0.187 acres (8,160 sqft)
OwnerIndividual Name on Record
Last Sale$68,000 (Mar 2012)
Tax Bill$2,006 (2025)
Deeds & MortgagesMar 2012 Foreclosure
Flood ZoneZone X (minimal risk)
APN600628138006000

Property Details

APN / Parcel Number

Primary APN600628138006000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,719 sqft Living Area
1st Floor Area1,318 sqft
AtticAttic
Attic Area401 sqft
Basement Area1,318 sqft
Finished Basement1,318 sqft
Unfinished Basement1,318 sqft
FlooringVinyl/Resilient
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,160 sqft (0.187 acres)
Lot Dimensions120 ft deep x 68 ft wide
Garage TypeDetached
Garage Area444 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area192 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address505 E VALLEY ST
CityRED OAK
StateIA
Zip51566-1941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNE ADD E/2 LT 1 BLK 87
Legal SubdivisionNORTHERN ADDITION
Legal Block87
Legal Lot Number1
JurisdictionMONTGOMERY IA
Township / Civil DivisionRED OAK
Census Block Group2
Census Block2095
Census Tract960300

Owner

Source: Montgomery County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address505 E VALLEY ST, RED OAK, IA 51566-1941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2012 · Amount on Record
Deed SaleMar 12, 2012 · Amount on Record
Deed Document Number2012360
Deed Book / Page2012 / 360
Record UpdatedOct 29, 2026

March 2012: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionMONTGOMERY IA
Recording DateMar 12, 2012
Property Address505 E VALLEY ST, RED OAK, IA 51566-1941
Document Number002012/360
Book / Page2012 / 360
Instrument DateFeb 6, 2012
Instrument2012 360
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$108.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 E VALLEY ST, RED OAK, IA 51566-1941

Mortgage

Document Number0002012362
DateMar 12, 2012
Instrument2012 362
Lender
NameSOUTHWEST IOWA HOUSING TRUST FUND I
TypeNon-Lending Institution
Agreement
AmountAmount Recorded

Mortgage

Document Number02012/0361
DateMar 12, 2012
Book Page2012/0361
Instrument2012 361
Lender
NamePREMIER HOME MORTGAGE INC
TypeMortgage Company
AddressRAPID CITY, SD 57701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2042

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

TypeName
StateIowa
CountyMontgomery County
MunicipalityRed Oak City
Unified School DistrictRed Oak Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,006.00 (+6.93%)$91,890 (+14.96%) Land $9,690 Building $82,200$91,890 (+14.96%) Land $9,690 Building $82,200
2024$1,876.00 (+31.74%)
2023$79,930 Land $6,800 Building $73,130$79,930 Land $6,800 Building $73,130
2022$1,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims7 (1987–2024)
Most Recent ClaimMay 2024 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims
  • Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRED OAK WATER SUPPLY
serves 5,596 people · EPA ID IA6950075
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50

May also be available: FMTC of Stanton Iowa.

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