606 Derek Dr, Wentzville, MO 63385 Property Records

St. Charles County property record for 606 Derek Dr, Wentzville, MO 63385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,071 sqft · built 2005
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on File
Last Sale	$306,300 (Oct 2017)
Tax Bill	$5,296 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T062300329`

Property Details

APN / Parcel Number

Primary APN	`T062300329`
Alternative APN	`4-0055-9899-00-0483.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,071 sqft Living Area
Gross Area	5,195 sqft
1st Floor Area	1,677 sqft
Basement Area	1,464 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	189 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T062300329
Street Address	606 DEREK DR
City	WENTZVILLE
State	MO
Zip	63385-6841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE MEADOWS #11 LOT 483
Legal Subdivision	STONE MEADOWS #11
Legal Lot Number	483
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	312193

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	606 DEREK DR, WENTZVILLE, MO 63385-6841
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 16, 2017	Intrafamily Transfer, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 16, 2017 · Amount on Record
Deed Sale	Oct 16, 2017 · Amount on Record
Prior Sale	Jul 13, 2011 · Amount on Record
Deed Document Number	2017645510
Deed Book / Page	6822 / 2361
Last Transfer Date	Oct 1, 2018
Transfer Doc	0069871257
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	606 DEREK DR, WENTZVILLE, MO 63385-6841
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 DEREK DR, WENTZVILLE, MO 63385-6841

Mortgage

Document Number	0000048558
Date	Oct 30, 2025
Instrument	2025R-048558

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	606 DEREK DR, WENTZVILLE, MO 63385-6841
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 DEREK DR, WENTZVILLE, MO 63385-6841

Mortgage

Document Number	2021R087631
Date	Oct 22, 2021
Instrument	2021R-087631

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 9, 2018
Property Address	606 DEREK DR, WENTZVILLE, MO 63385-6841
Document Number	0069871257
Book / Page	006987 / 001257
Instrument Date	Oct 1, 2018
Instrument	574950
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	606 DEREK DR WENTZVILLE MO 633856841, WENTZVILLE, MO 63385-6841

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Oct 16, 2017
Property Address	606 DEREK DR, WENTZVILLE, MO 63385-6841
Document Number	0068222361
Book / Page	6822 / 2361
Map Reference	MB 42 PG 240
Instrument Date	Oct 5, 2017
Instrument	20171016000645510
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 DEREK DR, WENTZVILLE, MO 63385-6841

Mortgage

Document Number	20171016000645520
Date	Oct 16, 2017
Instrument	20171016000645520

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	1-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Wentzville City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,296.00 (+4.77%)	$78,741 (+7.75%)	$414,427 (+7.75%) Land $65,000 Building $349,427
2024	$5,055.00
2023		$73,077
2022			$384,614 Land $45,000 Building $339,614

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1983)
Most Recent Claim	May 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile USA, Verizon.

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