605 Derek Dr, Wentzville, MO 63385 Property Records

St. Charles County property record for 605 Derek Dr, Wentzville, MO 63385

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,914 sqft · built 2009
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$299,900 (Nov 2016)
Tax Bill$5,677 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT062300358

Property Details

APN / Parcel Number

Primary APNT062300358
Alternative APN
  • 4-0055-9899-00-0590.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,914 sqft Living Area
Gross Area5,040 sqft
1st Floor Area2,914 sqft
Basement Area1,416 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area710 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area162 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT062300358
Street Address605 DEREK DR
CityWENTZVILLE
StateMO
Zip63385-6843
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTONE MEADOWS #11 LOT 590
Legal SubdivisionSTONE MEADOWS #11
Legal Lot Number590
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1002
Census Tract312193

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address605 DEREK DR, WENTZVILLE, MO 63385-6843
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2016 · Amount on Record
Deed SaleNov 3, 2016 · Amount on Record
Prior SaleSep 22, 2009 · Amount on Record
Deed Document Number2016744300
Deed Book / Page6645 / 1301
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address605 DEREK DR, WENTZVILLE, MO 63385-6843
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 DEREK DR 63385, 63385, WENTZVILLE, MO 63385-6843

Mortgage

Document Number0073751338
DateAug 19, 2020
Book Page7375/1338
Instrument20200819000598290
Lender
NameCENTRAL BANK OF ST LOUIS
TypeBank
AddressSAINT LOUIS, MO 63105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueSep 1, 2045

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityWentzville City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$84,412 (-)$444,272 (-) Land $65,000 Building $379,272
2025$5,677.00$84,412 (+5.58%)$444,272 (+5.58%) Land $65,000 Building $379,272
2023$79,954
2022$420,808 Land $45,000 Building $375,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1979–1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

May also be available: T-Mobile, Verizon.

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