Ellis County property record for 606 Cardinal Dr, Red Oak, TX 75154
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 1975 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,300 (Jul 2019) |
| Tax Bill | $1,901 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R167918 |
| Primary APN | R167918 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Gross Area | 2,172 sqft |
| 1st Floor Area | 1,484 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 252 sqft |
| Storage Building | 216 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 606 CARDINAL DR |
|---|---|
| City | RED OAK |
| State | TX |
| Zip | 75154-3606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 BLK 1 WESTMORELAND AC PH I .57 AC |
| Legal Subdivision | WESTMORELAND AC PH I |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | WAXAHACHIE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 60209 |
Source: Ellis County records · APN R167918
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 606 CARDINAL DR, RED OAK, TX 75154-3606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SFMC LP |
| Jul 10, 2019 | Warranty Deed, Transfer SERVICE FIRST MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2019 · Amount on Record |
| Deed Sale | Jul 10, 2019 · Amount on Record |
| Deed Document Number | 201919233 |
| Prior Transfer Date | Jul 09, 2019 |
| Prior Transfer Doc | 0000019233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELLIS TX |
| Property Address | 606 CARDINAL DR, RED OAK, TX 75154-3606 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2114530 |
|---|---|
| Date | Apr 07, 2021 |
| Instrument | 2114530 |
| Name | SFMC LP |
|---|---|
| Type | Mortgage Company |
| Address | MCKINNEY, TX 75070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Apr 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELLIS TX |
| Recording Date | Jul 10, 2019 |
| Property Address | 606 CARDINAL DR, RED OAK, TX 75154-3606 |
| Document Number | 0000019233 |
| Instrument Date | Jul 09, 2019 |
| Instrument | 19233 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 606 CARDINAL DR OVILLA TX 751543606, OVILLA, TX 75154-3606 |
| Document Number | 19234 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 19234 |
| Name | SERVICE FIRST MTG |
|---|---|
| Type | Mortgage Company |
| Address | MCKINNEY, TX 75070 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 09, 2049 |
Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Ovilla City |
| Unified School District | Red Oak Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $292,247 (+4.65%) Land $95,000 Building $197,247 | $292,247 (+4.65%) Land $95,000 Building $197,247 | |
| 2025 | $1,901.00 (-35.01%) Homeowner's exemption Senior Citizen's exemption | $279,255 (+6.57%) Land $95,000 Building $184,255 | $279,255 (+6.57%) Land $95,000 Building $184,255 |
| 2024 | $2,925.00 (+0.24%) | ||
| 2023 | $2,918.00 (+4.93%) Homeowner's exemption Senior Citizen's exemption | $262,045 Land $75,000 Building $187,045 | $262,045 Land $75,000 Building $187,045 |
| 2018 | $2,781.00 |
Source: FEMA National Flood Hazard Layer as of October 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 12 (1989–2018) |
| Claims Outside the SFHA | 8 of 12 |
| Most Recent Claim | Sep 2018 · river or lake flooding |
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
May also be available: AT&T, Element8 Technology Investment Group, Verizon.
Based on FCC filings for 93 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OVILLA serves 4,532 people |
|---|---|
| Water Source | Purchased surface water from DALLAS WATER UTILITY |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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