603 Cardinal Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 603 Cardinal Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,145 sqft · built 1982
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$243,800 (Aug 2019)
Tax Bill	$5,010 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R167921`

Property Details

APN / Parcel Number

Primary APN	`R167921`
Alternative APNs	`62922000100800111` `167921`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,145 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	2,145 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	135 sqft
Shed	1 Shed
Shed Area	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	603 CARDINAL DR
City	RED OAK
State	TX
Zip	75154-3605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 1 WESTMORELAND AC PH I .57 AC
Legal Subdivision	WESTMORELAND AC PH I
Legal Block	1
Legal Lot Number	8
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2001
Census Tract	60209

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	603 CARDINAL DR, RED OAK, TX 75154-3605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Aug 27, 2019	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS
Aug 31, 2017	Deed of Trust, Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Prior Sale	Sep 13, 2013 · Amount on Record
Deed Document Number	201925132
Prior Transfer Date	Aug 26, 2019
Prior Transfer Doc	0000025132
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	603 CARDINAL DR, RED OAK, TX 75154-3605
Document Number	0000026109
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	603 CARDINAL DR RED OAK TX 751543605, RED OAK, TX 75154-3605

Mortgage

Document Number	0000026109
Date	Jul 31, 2020
Instrument	26109

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Aug 27, 2019
Property Address	603 CARDINAL DR, RED OAK, TX 75154-3605
Document Number	0000025132
Instrument Date	Aug 26, 2019
Instrument	25132
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	603 CARDINAL DR OVILLA TX 751543605, OVILLA, TX 75154-3605

Mortgage

Document Number	25133
Date	Aug 27, 2019
Instrument	25133

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	603 CARDINAL DR, RED OAK, TX 75154-3605
Document Number	0000025628
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	603 CARDINAL DR OVILLA TX 751543605, OVILLA, TX 75154-3605

Mortgage

Document Number	0000025628
Date	Sep 7, 2017
Instrument	25628

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 6, 2047

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Ovilla City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$367,129 (+6.28%) Land $95,000 Building $272,129	$367,129 (+6.28%) Land $95,000 Building $272,129
2025	$5,010.00 (-2.55%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$345,428 (+15.6%) Land $95,000 Building $250,428	$345,428 (+15.6%) Land $95,000 Building $250,428
2024	$5,141.00 (+11.08%)
2023	$4,628.00 (+7.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$298,812 Land $75,000 Building $223,812	$298,812 Land $75,000 Building $223,812
2018	$4,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	12 (1989–2018)
Claims Outside the SFHA	8 of 12
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GLENN HEIGHTS serves 18,718 people · EPA ID TX0570085
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: AT&T, Element8, Verizon.

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