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604 Bitsy Ln, Chattanooga, TN 37415 Property Records

Hamilton County property record for 604 Bitsy Ln, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,260 sqft · built 2018
Lot Size0.481 acres (20,978 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Feb 2023)
Tax Bill$1,515 (2025)
Deeds & MortgagesMay 2024 Transfer
Feb 2023 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN109J H 009

Property Details

APN / Parcel Number

Primary APN109J H 009
Alternative APN
  • 0000035531

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,260 sqft Living Area
Gross Area1,776 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area20,978 sqft (0.481 acres)
Lot Dimensions130 ft deep x 112 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000035531
Street Address604 BITSY LN
CityCHATTANOOGA
StateTN
Zip37415-2903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionPT LT 7 LANDERS REVISED PB 19 PG 22
Legal SubdivisionLANDERS
Legal Lot Number7
JurisdictionHAMILTON TN
Township / Civil Division2
Census Block Group3
Census Block3007
Census Tract10501

Owner

Source: Hamilton County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address604 BITSY LN, CHATTANOOGA, TN 37415-2903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2024Quit Claim Deed, Transfer
Quitclaim
Feb 23, 2023Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO
Jun 4, 2020Deed of Trust, Mortgage
MOVEMENT MTG
Jul 17, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
FIRST TN BK
May 29, 2018Warranty Deed, Transfer · FHA Mortgage
CARDINAL FIN'L
May 8, 2017Warranty Deed, Transfer
FIRST CHOICE TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2023 · Amount on Record
Deed SaleFeb 23, 2023 · Amount on Record
Prior SaleMay 8, 2017 · Amount on Record
Deed Document Number2023175
Deed Book / Page13219 / 201
Prior Transfer DateOct 4, 1999
Prior Transfer Doc0054590679
Record UpdatedJun 8, 2026

May 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMay 14, 2024
Property Address604 BITSY LN, CHATTANOOGA, TN 37415-2903
Document Number0000000020
Book / Page13590 / 906
Map ReferenceMB 19 PG 22
Instrument DateMar 12, 2024
Instrument2024051400020
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address405 S VERMONT ST, COVINGTON, LA 70433-3558

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 BITSY LN, CHATTANOOGA, TN 37415-2903

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 23, 2023
Property Address604 BITSY LN, CHATTANOOGA, TN 37415-2903
Document Number0000000175
Book / Page13219 / 201
Map ReferenceMB 19 PG 22
Instrument DateFeb 23, 2023
Instrument2023022300175
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount Recorded
Tax$1,665.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 WILDERNESS WAY, SANTA ROSA BEACH, FL 32459-5892

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address604 BITSY LN, CHATTANOOGA, TN 37415-2903
Document Number0610000223
Instrument DateJun 4, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address604 BITSY LN CHATTANOOGA TN 374152903, CHATTANOOGA, TN 37415-2903

Mortgage

Document Number0610000223
DateJun 10, 2020
Book Page012032/000172
Instrument200610000223
Lender
NameMOVEMENT MTG
TypeMortgage Company
AddressINDIAN LAND, SC 29707
Agreement
AmountAmount Recorded
Term180 Months
DueJun 9, 2035

July 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJul 17, 2018
Property Address604 BITSY LN, CHATTANOOGA, TN 37415-2903
Document Number0717000162
Book / Page011402 / 000098
Instrument DateJul 6, 2018
Instrument180717000162
Transaction TypeMortgage
Record UpdatedAug 2, 2018
Title CompanyLENDERLIVE SETTLEMENT SERVICES LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address604 BITSY LN CHATTANOOGA TN 374152903, CHATTANOOGA, TN 37415-2903

Mortgage

Document Number717000163
DateJul 17, 2018
Book Page011402/000102
Instrument180717000163
Lender
NameFIRST TN BK
TypeBank
AddressMEMPHIS, TN 38101-9815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2048

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 29, 2018
Property Address604 BITSY LN, CHATTANOOGA, TN 37415-2903
Document Number0000000242
Book / Page011358 / 000008
Instrument DateMay 25, 2018
Instrument242
Transaction TypeTransfer
Record UpdatedJun 12, 2018
Title CompanyEQUITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$728.90
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 BITSY LN CHATTANOOGA TN 374152903, CHATTANOOGA, TN 37415-2903

Mortgage

Document Number243
DateMay 29, 2018
Book Page011358/000010
Instrument243
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 28, 2048

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 8, 2017
Property Address604 BITSY LN, CHATTANOOGA, TN 37415-2903
Document Number0000000296
Book / Page011044 / 000155
Instrument DateMay 5, 2017
Instrument296
Transaction TypeTransfer
Record UpdatedJun 27, 2017
Title CompanyFIRST CHOICE TITLE

Transaction

AmountAmount Recorded
Tax$49.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address129 COUNTRY HILLS DR HENDERSONVILLE TN 370758545, HENDERSONVILLE, TN 37075-8545

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,515.00 (-1.5%)$99,975 (+45.37%)$399,900 (+45.37%) Land $70,000 Building $329,900
2024$1,538.00 (-44.21%)$68,775 (-)$275,100 (-) Land $50,000 Building $225,100
2023$2,757.00 (+18.07%)$68,775 (-)$275,100 (-) Land $50,000 Building $225,100
2022$2,335.00$68,775$275,100 Land $50,000 Building $225,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1996–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIXSON UTILITY DISTRICT
serves 68,306 people · EPA ID TN0000303
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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