Tama County property record for 606 3rd St, Traer, IA 50675
| Property Type | Commercial |
|---|---|
| Details | 6,120 sqft · built 1975 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | Company Name on File |
| Last Sale | $165,000 (Apr 2023) |
| Tax Bill | $3,696 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Jan 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.251.012 |
| Primary APN | 07.10.251.012 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 6,120 sqft Building Perimeter |
| 1st Floor Area | 2,720 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 10,977 sqft (0.252 acres) |
| Street Address | 606 3RD ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1240 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | W 6' LOT 7 & LOTS 8-11 & E-2 LOT 12 BLK 17 & S 9' FORM RR ROW LYG N & ADJ |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 17 |
| Legal Lot Number | 7-12 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 290200 |
Source: Tama County records · APN 07.10.251.012
Assessment roll updated May 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 312 MILL ST, TRAER, IA 50675-1124 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| May 02, 2023 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES SAVINGS BANK |
| Jan 10, 2024 | Deed of Trust, Mortgage · Line of Credit PEOPLES SAVINGS BANK |
| Oct 22, 2012 | Deed of Trust, Mortgage · Conventional Mortgage CHELSEA SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2023 · Amount on Record |
| Deed Sale | Apr 27, 2023 · Amount on Record |
| Deed Document Number | 2023849 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 606 3RD ST, TRAER, IA 50675-1240 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020230869 |
|---|---|
| Date | May 02, 2023 |
| Instrument | 2023-0869 |
| Name | PEOPLES SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 05, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 606 3RD ST, TRAER, IA 50675-1240 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 312 MILL ST, TRAER, IA 50675-1124 |
| Document Number | 0020240123 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 2024-0123 |
| Name | PEOPLES SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | DIKE, IA 50624 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Jun 05, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 606 3RD ST, TRAER, IA 50675-1240 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000909/659 |
|---|---|
| Date | Oct 22, 2012 |
| Book Page | 0909/659 |
| Instrument | 2012-3495 |
| Name | CHELSEA SAVINGS BANK |
|---|---|
| Address | BELLE PLAINE, IA 52208 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Tama County records · Assessment roll updated May 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,696.00 | $167,490 (+31.62%) Land $10,290 Building $157,200 | $167,490 (+31.62%) Land $10,290 Building $157,200 |
| 2023 | $127,250 Land $10,290 Building $116,960 | $127,250 Land $10,290 Building $116,960 |
Source: FEMA National Flood Hazard Layer as of October 6, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| AMG Technology Investment Group Fixed Wireless | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: T-Mobile USA, Traer Municipal Utilities.
Based on FCC filings for 282 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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