Tama County property record for 407 3rd St, Traer, IA 50675 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,050 sqft Living Area |
| Lot Size | 7,187 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $167,000 (2024) |
| Tax Bill | $2,464.00 (2025) |
Source: Tama County records · APN 07.10.176.004
Assessment roll updated May 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 407 3RD ST, TRAER, IA 50675-1103 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERST1ST COMMUNITY CREDIT UNION |
| Jul 26, 2017 | Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST COMMUNITY FCU |
| Dec 29, 2022 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2024 · Amount on Record |
| Deed Sale | Sep 30, 2024 · Amount on Record |
| Deed Doc Number | 20242207 |
| Prior Transfer Date | Dec 29, 2022 |
| Prior Transfer Doc | 0020223438 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 407 3RD ST, TRAER, IA 50675-1103 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02017/2238 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 2017/2238 |
| Instrument | 2017-2238 |
| Name | MEMBERST1ST COMMUNITY CREDIT UNION |
|---|---|
| Address | AMES, IA 50010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 31, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 407 3RD ST, TRAER, IA 50675-1103 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02017/2290 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 2017/2290 |
| Instrument | 2017-2290 |
| Name | MEMBERS 1ST COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | AMES, IA 50010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 31, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Dec 29, 2022 |
| Property Address | 407 3RD ST, TRAER, IA 50675-1103 |
| Document Number | 0020223438 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 2022-3438 |
| Transaction Type | Transfer |
| Record Updated | Mar 03, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 3RD ST, TRAER, IA 50675-1103 |
| Investor | Possibly a Property Investor |
Source: Tama County records · Assessment roll updated May 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,464.00 | $134,530 (+5.1%) Land $11,040 Building $123,490 | $134,530 (+5.1%) Land $11,040 Building $123,490 |
| 2023 | $128,000 Land $11,040 Building $116,960 | $128,000 Land $11,040 Building $116,960 |
Source: FEMA National Flood Hazard Layer, Tama County (19171C), updated October 6, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 9% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 07.10.176.004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,050 sqft Living Area |
| Basement Area | 1,050 sqft Basement |
| Finished Basement | 450 sqft Finished |
| Unfinished Basement | 960 sqft Unfinished |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,187 sqft (0.165 acres) |
| Deck Area | Deck Area |
| Porch Area | 288 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 407 3RD ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1103 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLK 4 ORIGINAL |
| Legal Subdivision | ORIGINAL TOWN |
| Legal Block | 4 |
| Legal Lot Number | 7 |
| Jurisdiction | TAMA IA |
| Minor Civil Division | PERRY |
| Census Blockgroup | 3 |
| Census Block | 3036 |
| Census Tract | 290200 |
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