606 3rd St, Henderson, KY 42420 Property Records

Henderson County property record for 606 3rd St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft · built 2007
Lot Size	0.117 acres (5,100 sqft)
Owner	Company Name on File
Last Sale	$126,500 (Dec 2022)
Tax Bill	$1,386 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-6-4-18`

Property Details

APN / Parcel Number

Primary APN	`3-6-4-18`
Alternative APNs	`45886` `49105`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Finished Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,100 sqft (0.117 acres)
Lot Dimensions	170 ft deep x 30 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected

Location & Zoning

Account Number	49105
Street Address	606 3RD ST
City	HENDERSON
State	KY
Zip	42420-3034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1040
Census Tract	20200

Owner

606 3rd St is owned by a company that bought it in December 2022 and is owner-occupied.

Source: Henderson County records, as of November 25, 2025

Owner of Record	Company Name on File
Mailing Address	1277 STATE ROUTE 132 E, DIXON, KY 42409-9206
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) LEXINGTON-FAYETTE URBAN COUNTY GOV
Sep 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FCU
Sep 4, 2019	Deed, Transfer · FHA Mortgage EVANSVILLE TEACHERS FCU
Feb 9, 2017	Deed, Transfer · FHA Mortgage ACCEPTANCE CAPITAL MORTGAGE CORP
Aug 26, 2016	Commissioner's Deed, Foreclosure · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Prior Sale	Sep 23, 2022 · Amount on File
Deed Document Number	202212974
Deed Book / Page	664 / 342
Prior Transfer Date	Dec 20, 2022
Prior Transfer Doc	0000012974
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	606 3RD ST, HENDERSON, KY 42420-3034
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1292/929
Date	Sep 4, 2019
Book Page	MT 1292/929
Instrument	2019009807

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	120 Months
Due	Sep 1, 2029

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	606 3RD ST, HENDERSON, KY 42420-3034
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1403/580
Date	Sep 23, 2022
Book Page	MT1403/580
Instrument	2022009869

Lender

Name	LIBERTY FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2037

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Sep 4, 2019
Property Address	606 3RD ST, HENDERSON, KY 42420-3034
Document Number	RE0639/523
Book / Page	RE 0639 / 523
Instrument Date	Aug 30, 2019
Instrument	2019009805
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2716 WILDERNESS DR, 2716, HENDERSON, KY 42420-2258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 3RD ST, HENDERSON, KY 42420-3034

Mortgage

Document Number	2019009806
Date	Sep 4, 2019
Instrument	2019009806

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Feb 9, 2017
Property Address	606 3RD ST, HENDERSON, KY 42420-3034
Document Number	RE0622/171
Book / Page	RE 0622 / 171
Instrument Date	Feb 7, 2017
Instrument	2017001616
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 N QUAIL RUN, 107, HENDERSON, KY 42420-5510

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	606 3RD ST, HENDERSON, KY 42420-3034

Mortgage

Document Number	2017001617
Date	Feb 9, 2017
Instrument	2017001617

Lender

Name	ACCEPTANCE CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

August 2016: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	HENDERSON KY
Recording Date	Aug 26, 2016
Property Address	606 3RD ST, HENDERSON, KY 42420-3034
Document Number	0RE0619/29
Book / Page	RE0619 / 29
Instrument Date	Aug 15, 2016
Instrument	2016009669
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016009673
Date	Aug 26, 2016
Instrument	2016009673

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	36 Months
Due	Aug 26, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 606 3rd St was $1,386 with a homeowner's exemption.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,386.00 Homeowner's exemption	$125,000	$125,000
2023	$1,397.00 (-0.29%) Homeowner's exemption	$125,000 (+58.23%)	$125,000 (+58.23%)
2022	$1,401.00 Homeowner's exemption	$79,000	$79,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 606 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2005)
Most Recent Claim	Nov 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 606 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Watch TV.

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