603 3rd St, Henderson, KY 42420 Property Records

Henderson County property record for 603 3rd St, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,220 sqft · built 1895
Lot Size	0.099 acres (4,351 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Dec 2024)
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3-6-1-11`

Property Details

APN / Parcel Number

Primary APN	`3-6-1-11`
Alternative APNs	`49499` `54462`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,220 sqft Finished Area

Exterior

Year Built	Built 1895
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	4,351 sqft (0.099 acres)
Lot Dimensions	155 ft deep x 28 ft wide
Porch	Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	54462
Street Address	603 3RD ST
City	HENDERSON
State	KY
Zip	42420-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1041
Census Tract	20200

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	603 3RD ST, HENDERSON, KY 42420-3033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed, Transfer · FHA Mortgage MORTGAGE MASTERS OF INDIANA INC
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Oct 14, 2021 · Amount on Record
Deed Document Number	2024011603
Deed Book / Page	RE680 / 367
Record Updated	Jun 8, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Oct 14, 2021
Property Address	603 3RD ST, HENDERSON, KY 42420-3033
Document Number	RE0654/762
Book / Page	RE 0654 / 762
Instrument Date	Oct 8, 2021
Instrument	2021012119
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$83.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 116, NEWBURGH, IN 47629-0116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 3RD ST, HENDERSON, KY 42420-3033

Mortgage

Document Number	2021012120
Date	Oct 14, 2021
Instrument	2021012120

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	603 3RD ST, HENDERSON, KY 42420-3033
Transaction Type	Mortgage
Record Updated	Aug 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1322/854
Date	Aug 7, 2020
Book Page	MT 1322/854
Instrument	2020007826

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	NEWBURGH, IN 47630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (+19.63%)	$100,000 (+20.48%)	$100,000 (+20.48%)
2023	$927.00 (+0.87%)	$83,000 (+315%)	$83,000 (+315%)
2022	$919.00	$20,000	$20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2005)
Most Recent Claim	Nov 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon, Watch TV.

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