605B Third St, Destin, FL 32541 Property Records

Okaloosa County property record for 605B Third St, Destin, FL 32541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage1,699 sqft Heated Area
Lot Size12,498 sqft (0.286 acres)
OccupancyOwner Occupied
Last Sale$460,000 (2023)
Tax Bill$4,820.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-589-9506-9
Alternative APN
  • 00-2S-22-1360-003B-0190

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,699 sqft Heated Area
Gross Area2,214 sqft Gross Area
1st Floor880 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2022
Exterior MaterialAluminum Siding Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area12,498 sqft (0.286 acres)
Lot Width50 ft Width
Garage TypeFinished Garage
PorchOpen Porch
Porch Area18 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address605B THIRD ST
CityDESTIN
StateFL
Zip32541-1605
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRESUB OF KELLYS ADD TO DESTIN LOT 19 BLK 3B
Legal Range22
Legal Township02S
Legal SubdivisionKELLYS ADD
Legal Block3B
Legal Lot Number19 20
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1008
Census Tract23306

Owner

Source: Okaloosa County records · APN C56-000-589-9506-9

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address605 THIRD ST # B, B, DESTIN, FL 32541-1605
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2023Warranty Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Jan 21, 2021Warranty Deed, Transfer
MCNEESE TITLE LLC
Jan 24, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2023 · Amount on Record
Deed SaleJun 30, 2023 · Amount on Record
Prior SaleJan 21, 2021 · Amount on Record
Deed Doc Number3632863
Deed Book / Page3681 / 3442
Record RefreshedJun 08, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 30, 2023
Property Address605 THIRD ST # B, B, DESTIN, FL 32541-1605
Document Number0036813442
Book / Page3681 / 3442
Map ReferenceMB 2 PG 62
Instrument DateJun 29, 2023
Instrument3632863
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyWAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,220.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address913 PEACOCKS POINT DR, DESTIN, FL 32541-1664

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 THIRD ST # B, B, DESTIN, FL 32541-1605

Mortgage

Document Number0036813444
DateJun 30, 2023
Instrument3681/3444
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 21, 2021
Property Address605 THIRD ST # B, B, DESTIN, FL 32541-1605
Document Number0035193798
Book / Page3519 / 3798
Map ReferenceMB 2 PG 62
Instrument DateJan 15, 2021
Instrument3423432
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,225.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address205 WASHINGTON AVE, LAKE MARY, FL 32746-3507

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 PEACOCKS POINT DR, DESTIN, FL 32541-1664
InvestorPossibly a Property Investor

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateJan 24, 2020
Property Address605B THIRD ST, DESTIN, FL 32541-1605
Document Number0034401713
Book / Page003440 / 001713
Instrument DateDec 16, 2019
Instrument3332599
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address714 SUNRISE RD BLUE RIDGE GA 305136664, BLUE RIDGE, GA 30513-6664

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,820.00 (-7.66%)$406,998 (-6.86%) Land $143,818 Building $263,180$406,998 (-6.86%) Land $143,818 Building $263,180
2023$5,220.00 (+265.29%)$436,988 (+268.36%) Land $130,494 Building $306,494$436,988 (+268.36%) Land $130,494 Building $306,494
2022$1,429.00$118,631 Land $118,631$118,631 Land $118,631

Flood & Wildfire

605B Third St is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood Elevation7.0 ft
vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Third St

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