604 Third St, Destin, FL 32541 Property Records

Okaloosa County property record for 604 Third St, Destin, FL 32541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 1978
Square Footage1,895 sqft Heated Area
Lot Size6,395 sqft (0.146 acres)
OccupancyOwner Occupied
Tax Bill$4,118.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-589-9584-6
Alternative APN
  • 00-2S-22-1361-0005-0010

Interior

Bedrooms3 Beds
Full Baths4 Baths
Building Area1,895 sqft Heated Area
Gross Area2,013 sqft Gross Area
1st Floor1,895 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1978
Exterior MaterialBrick Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area6,395 sqft (0.146 acres)
Lot Width76 ft Width
PorchOpen Porch
Porch Area118 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address604 THIRD ST
CityDESTIN
StateFL
Zip32541-1606
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKELLYS 3RD ADD DESTIN LOT 1 BLK 5
Legal Range22
Legal Township02S
Legal SubdivisionKELLYS 3RD ADDN TO DESTIN
Legal Block5
Legal Lot Number1
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1012
Census Tract23306

Owner

Source: Okaloosa County records · APN C56-000-589-9584-6

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address604 THIRD ST, DESTIN, FL 32541-1606
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2022Intrafamily Transfer, Transfer
Sep 19, 2022Intrafamily Transfer, Transfer
Jul 27, 2022Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Prior SaleSep 19, 2022
Last Transfer DateDec 27, 2022
Transfer Doc0036561742
Record RefreshedJun 08, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateDec 27, 2022
Property Address604 THIRD ST, DESTIN, FL 32541-1606
Document Number0036561742
Book / Page3656 / 1742
Map ReferenceMB 2 PG 164
Instrument DateDec 23, 2022
Instrument3598046
Transaction TypeTransfer
Record UpdatedJan 19, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address604 THIRD ST, DESTIN, FL 32541-1606

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateSep 19, 2022
Property Address604 THIRD ST, DESTIN, FL 32541-1606
Document Number0036431822
Book / Page3643 / 1822
Map ReferenceMB 2 PG 164
Instrument DateSep 19, 2022
Instrument3579419
Transaction TypeTransfer
Record UpdatedJan 19, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3857 INDIAN TRL UNIT 506, 506, DESTIN, FL 32541-2015

Transferred To (Grantee/Buyer)

NameVerified Name
Address3857 INDIAN TRL UNIT 506, 506, DESTIN, FL 32541-2015

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateJul 27, 2022
Property Address604 THIRD ST, DESTIN, FL 32541-1606
Document Number0036344216
Book / Page3634 / 4216
Map ReferenceMB 2 PG 164
Instrument DateJul 25, 2022
Instrument3567417
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address604 THIRD ST, DESTIN, FL 32541-1606

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address3857 INDIAN TRL UNIT 506, 506, DESTIN, FL 32541-2015

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,118.00 (+402.2%)$347,718 (+167.44%) Land $143,818 Building $203,900$347,718 (+4.3%) Land $143,818 Building $203,900
2023$820.00 (+4.46%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$130,016 (+3%)$333,389 (+7.56%) Land $130,494 Building $202,895
2022$785.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$126,229$309,965 Land $118,631 Building $191,334

Flood & Wildfire

604 Third St is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood Elevation7.0 ft
vertical datum per the FIRM (NAVD88 on current maps)

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Third St

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