6056 Michel Rd, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 6056 Michel Rd, Mountain Ranch, CA 95246

Property Summary

Property Type	Ranch
Details	2 bd · 1 ba · 928 sqft · built 1980
Lot Size	5.46 acres (238,273 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Sep 2020)
Tax Bill	$3,373 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-004-012-000`

Property Details

APN / Parcel Number

Primary APN	`038-004-012-000`
Alternative APN	`038-004-012`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	928 sqft Gross Area
1st Floor Area	928 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	238,273 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	038-004-012
Street Address	6056 MICHEL RD
City	MOUNTAIN RANCH
State	CA
Zip	95246-9490
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Local Zoning Code	RR8
Legal Description	RANCHO ESPERANZA SUB UNIT 1 PCL A OF PM 9-171
Legal Subdivision	RANCHO ESPERANZA SUB
Legal Lot Number	4-6
Jurisdiction	CALAVERAS CA
Township / Civil Division	SAN ANDREAS
Census Block Group	1
Census Block	1027
Census Tract	302

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6056 MICHEL RD, MOUNTAIN RANCH, CA 95246-9490
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 28, 2020	Grant Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020 · Amount on Record
Deed Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	202013770
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	6056 MICHEL RD, MOUNTAIN RANCH, CA 95246-9490
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	TITLE CONNECT HOME RETENTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6056 MICHEL RD, MOUNTAIN RANCH, CA 95246-9490

Mortgage

Document Number	0000009999
Date	Aug 10, 2022
Instrument	2022-009999

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Oct 1, 2050

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Sep 28, 2020
Property Address	6056 MICHEL RD, MOUNTAIN RANCH, CA 95246-9490
Document Number	0000013770
Map Reference	MB 9 PG 171
Instrument Date	Sep 22, 2020
Instrument	2020-013770
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6056 MICHEL RD, MOUNTAIN RANCH, CA 95246-9490
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013771
Date	Sep 28, 2020
Instrument	2020-013771

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$287,059 (+2%) Land $55,203 Building $231,856
2025	$3,373.00 (+2%)	$281,431 (+4.04%) Land $54,121 Building $227,310
2023	$3,307.00 (+1.94%)	$270,504 Land $52,020 Building $218,484
2022	$3,244.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
Conifer Communications Fixed Wireless	100 / 10
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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