Calaveras County property record for 5889 Michel Rd, Mountain Ranch, CA 95246
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,260 sqft · built 1973 |
| Lot Size | 4.51 acres (196,891 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Aug 2025) |
| Tax Bill | $1,801 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-004-008-000 |
| Primary APN | 038-004-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Lot Area | 196,891 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 038-004-008 |
|---|---|
| Street Address | 5889 MICHEL RD |
| City | MOUNTAIN RANCH |
| State | CA |
| Zip | 95246-9799 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR4 |
| Legal Description | RANCHO ESPERANZA SUB UNIT 1 LOT 8 |
| Legal Subdivision | RANCHO ESPERANZA SUB |
| Legal Lot Number | 8 |
| Legal Unit | 1 |
| Jurisdiction | CALAVERAS CA |
| Township / Civil Division | SAN ANDREAS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 302 |
Source: Calaveras County assessment roll, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 8, MOUNTAIN RANCH, CA 95246-0008 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on Record |
| Deed Sale | Aug 7, 2025 · Amount on Record |
| Deed Document Number | 20258025 |
| Last Transfer Date | Apr 3, 2026 |
| Transfer Doc | 0000002837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALAVERAS CA |
| Recording Date | Apr 9, 2026 |
| Property Address | 5889 MICHEL RD, MOUNTAIN RANCH, CA 95246-9799 |
| Document Number | 0000002837 |
| Instrument Date | Apr 3, 2026 |
| Instrument | 2026.2837 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000002838, |
|---|---|
| Date | Apr 9, 2026 |
| Instrument | 2026..2838 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Calaveras County assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | California |
| County | Calaveras County |
| Unified School District | Calaveras Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $145,332 (+2%) Land $26,681 Building $118,651 | |
| 2025 | $1,801.00 (+1.98%) | $142,483 (+4.04%) Land $26,158 Building $116,325 |
| 2023 | $1,766.00 (+5.88%) Homeowner's exemption | $136,953 Land $25,144 Building $111,809 |
| 2022 | $1,668.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Cal.net Fixed Wireless | 100 / 20 |
| Conifer Communications Fixed Wireless | 100 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
4G LTE (outdoors only), no 5G reported
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