Henderson County property record for 6051 Howard Gap Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,032 sqft · built 1935 |
| Lot Size | 6.22 acres (270,943 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Apr 2020) |
| Tax Bill | $857 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9597086653 |
| Primary APN | 9597086653 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,032 sqft Heated Area |
| 1st Floor Area | 1,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 270,943 sqft (6.22 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 90 sqft |
| Patio Area | 90 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Utility Building | 280 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9925266 |
|---|---|
| Street Address | 6051 HOWARD GAP RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-7713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9925266~R2 |
| Legal Description | SR1470 ON HOWARD GAP LOOP RD |
| Legal Block | 8 |
| Legal Lot Number | 6653 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 930201 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6051 HOWARD GAP RD, FLAT ROCK, NC 28731-7713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2020 · Amount on Record |
| Deed Sale | Apr 17, 2020 · Amount on Record |
| Deed Document Number | 2020923320 |
| Deed Book / Page | 3478 / 197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Apr 17, 2020 |
| Property Address | 6051 HOWARD GAP RD, FLAT ROCK, NC 28731-7713 |
| Document Number | 0034780197 |
| Book / Page | 003478 / 000197 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 923320 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6051 HOWARD GAP RD FLAT ROCK NC 287317713, FLAT ROCK, NC 28731-7713 |
| Document Number | 34780201 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 003478/000201 |
| Instrument | 923321 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LIBERTY, NC 27298 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2050 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,900 (-) Land $90,600 Building $62,300 | ||
| 2025 | $857.00 | ||
| 2023 | $152,900 Land $90,600 Building $62,300 | $152,900 Land $90,600 Building $62,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| AT&T DSL | 100 / 20 |
May also be available: Spectrum, Verizon.
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