Henderson County property record for 6000 Howard Gap Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,634 sqft · built 1955 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9587989748 |
| Primary APN | 9587989748 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,634 sqft Heated Area |
| 1st Floor Area | 1,154 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Lot Area | 50,530 sqft (1.16 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 492 sqft |
| Deck Area | 348 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Canopy | 64 sqft |
| Pole Barn | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 10009297 |
|---|---|
| Old Parcel Number | 00958798974855 |
| Street Address | 6000 HOWARD GAP RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-7713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10009297~R2R |
| Legal Description | 1.22 ACRES LOA PL2021-13047 |
| Legal Subdivision | DENVER & SHARON J ROSE |
| Legal Block | 98 |
| Legal Lot Number | 9769 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 930201 |
Source: Henderson County records, as of July 14, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6000 HOWARD GAP RD, FLAT ROCK, NC 28731-7713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2002 |
| Deed Sale | Oct 2, 2002 |
| Deed Document Number | 0000631945 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 6000 HOWARD GAP RD, FLAT ROCK, NC 28731-7713 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0036640351 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 3664/351 |
| Instrument | 946405 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Henderson County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $168,200 Land $41,600 Building $126,600 | $168,200 Land $41,600 Building $126,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| AT&T DSL | 100 / 20 |
May also be available: Spectrum, Verizon.
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