605 Wilford Cir, Cotati, CA 94931 Property Records

Sonoma County property record for 605 Wilford Cir, Cotati, CA 94931

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,915 sqft · built 1990
Lot Size	0.09 acres (3,902 sqft)
Owner	2 Trust Names on File
Last Sale	$373,000 (Apr 2002)
Tax Bill	$6,731 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144-700-013-000`

Property Details

APN / Parcel Number

Primary APN	`144-700-013-000`
Alternative APN	`144-700-013`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,915 sqft Living Area
Gross Area	2,349 sqft
1st Floor Area	967 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	3,902 sqft (0.09 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	144-700-013
Street Address	605 WILFORD CIR
City	COTATI
State	CA
Zip	94931-5179
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCO
Legal Description	PARK PLACE SUB LOT 13
Legal Subdivision	PARK PLACE SUB
Legal Block	2
Legal Lot Number	13
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	2
Census Block	2004
Census Tract	151204

Owner

605 Wilford Cir is held in a trust since April 2002.

Source: Sonoma County records, as of September 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	605 WILFORD CIR, COTATI, CA 94931-5179
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Grant Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jan 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE POLICE CU
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2002 · Amount on File
Deed Sale	Apr 3, 2002 · Amount on File
Deed Document Number	200249849
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Apr 6, 2026
Property Address	605 WILFORD CIR, COTATI, CA 94931-5179
Document Number	0000016464
Instrument Date	Apr 2, 2026
Instrument	202616464
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	605 WILFORD CIR, COTATI, CA 94931-5179

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	605 WILFORD CIR, COTATI, CA 94931-5179
Transaction Type	Mortgage
Record Updated	Feb 6, 2024
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 WILFORD CIR, COTATI, CA 94931-5179

Mortgage

Document Number	0000002811
Date	Jan 22, 2024
Instrument	2024002811

Lender

Name	THE POLICE CU
Type	Credit Union
Address	SAN BRUNO, CA 94066

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	85 Months
Due	Feb 1, 2031

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	605 WILFORD CIR, COTATI, CA 94931-5179
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 WILFORD CIR, COTATI, CA 94931-5179

Mortgage

Document Number	0000095150
Date	Oct 19, 2020
Instrument	2020095150

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 605 Wilford Cir was $6,731.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cotati City
Unified School District	Cotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$560,540 (+2%) Land $195,883 Building $364,657
2025	$6,731.00	$549,550 Land $192,043 Building $357,507
2023	$6,536.00 (+1.78%)	$528,213 Land $184,587 Building $343,626
2022	$6,422.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 605 Wilford Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Dec 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Wilford Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTATI serves 7,290 people · EPA ID CA4910016
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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