510 Wilford Cir, Cotati, CA 94931 Property Records

Sonoma County property record for 510 Wilford Cir, Cotati, CA 94931

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,552 sqft · built 1987
Lot Size	0.105 acres (4,591 sqft)
Owner	2 Individual Names on File
Last Sale	$448,500 (Sep 2016)
Tax Bill	$6,400 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`144-680-030-000`

Property Details

APN / Parcel Number

Primary APN	`144-680-030-000`
Alternative APN	`144-680-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	1,968 sqft
1st Floor Area	744 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,591 sqft (0.105 acres)
Garage Type	Attached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	144-680-030
Street Address	510 WILFORD CIR
City	COTATI
State	CA
Zip	94931-5146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCO
Legal Description	LOT 30, LAGUNA ESTATES
Legal Subdivision	LAGUNA ESTATE
Legal Block	2
Legal Lot Number	30
Jurisdiction	SONOMA CA
Township / Civil Division	PETALUMA
Census Block Group	2
Census Block	2004
Census Tract	151204

Owner

510 Wilford Cir is owned by two individuals who bought it in September 2016.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	474 DECANTER CIR, WINDSOR, CA 95492-6663
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 7, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2016 · Amount on File
Deed Sale	Sep 20, 2016 · Amount on File
Prior Sale	Jul 31, 2008 · Amount on File
Deed Document Number	201682953
Prior Transfer Date	Feb 24, 2010
Prior Transfer Doc	0000019947
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	510 WILFORD CIR, COTATI, CA 94931-5146
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 DECANTER CIR, WINDSOR, CA 95492-6663

Mortgage

Document Number	0000030760
Date	Mar 10, 2021
Instrument	2021030760

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	26642

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	510 WILFORD CIR, COTATI, CA 94931-5146
Document Number	0000093587
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	474 DECANTER CIR WINDSOR CA 954926663, WINDSOR, CA 95492-6663

Mortgage

Document Number	0000093587
Date	Dec 10, 2019
Instrument	93587

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2049

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	510 WILFORD CIR, COTATI, CA 94931-5146
Document Number	0000036722
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	474 DECANTER CIR WINDSOR CA 954926663, WINDSOR, CA 95492-6663

Mortgage

Document Number	0000036722
Date	May 31, 2019
Instrument	36722

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Jun 7, 2018
Property Address	510 WILFORD CIR, COTATI, CA 94931-5146
Document Number	0000041191
Instrument Date	Jun 6, 2018
Instrument	41191
Transaction Type	Transfer
Record Updated	Jun 20, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	474 DECANTER CIR WINDSOR CA 954926663, WINDSOR, CA 95492-6663

Mortgage

Document Number	41192
Date	Jun 7, 2018
Instrument	41192

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 510 Wilford Cir was $6,400.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cotati City
Unified School District	Cotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$530,925 (+2%) Land $212,488 Building $318,437
2025	$6,400.00	$520,516 Land $208,322 Building $312,194
2023	$6,214.00 (+1.77%)	$500,306 Land $200,234 Building $300,072
2022	$6,106.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 510 Wilford Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Most Recent Claim	Dec 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Wilford Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COTATI serves 7,290 people · EPA ID CA4910016
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Wilford Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures