605 W Main St, Elkin, NC 28621 Property Records

Surry County property record for 605 W Main St, Elkin, NC 28621 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,550 sqft · built 1977
Lot Size1.45 acres (63,162 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Aug 2018)
Tax Bill$2,110 (2025)
Deeds & MortgagesAug 2018 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN4951-17-02-4031

Property Details

APN / Parcel Number

Primary APN4951-17-02-4031
Alternative APN
  • 100073528

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,550 sqft Living Area
Basement Area962 sqft
Unfinished Basement962 sqft
Interior WallsCustom/Decorative
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1999
Exterior MaterialWood Siding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area63,162 sqft (1.45 acres)
Parking Spaces2 Parking Spaces
Patio Area208 sqft
Storage Building176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number100073528
Street Address605 W MAIN ST
CityELKIN
StateNC
Zip28621-3225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 1
Legal SubdivisionELKIN G - RESIDENTIAL
Legal Tract1
JurisdictionSURRY NC
Township / Civil DivisionELKIN
Census Block Group3
Census Block3015
Census Tract930901

Owner

Source: Surry County records · APN 4951-17-02-4031

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address318 W MAIN ST, ELKIN, NC 28621-3314
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2018Deed of Trust, Mortgage
STATE EMPLOYEES CREDIT UNION
Aug 01, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 01, 2018 · Amount on Record
Deed SaleAug 01, 2018 · Amount on Record
Deed Document Number0016400505
Prior Transfer DateMar 28, 2016
Prior Transfer Doc0015501011
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSURRY NC
Property Address605 W MAIN ST, ELKIN, NC 28621-3225
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001640/0000000510
DateAug 01, 2018
Book Page0000001640/0000000510
Instrument000000656286
Lender
NameSTATE EMPLOYEES CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term233 Months
DueJan 01, 2038

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSURRY NC
Recording DateAug 01, 2018
Property Address605 W MAIN ST, ELKIN, NC 28621-3225
Document Number001640/505
Book / Page1640 / 505
Instrument DateJul 31, 2018
Instrument000000656285
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 W MAIN ST, ELKIN, NC 28621-3314

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountySurry County
MunicipalityElkin Town
Unified School DistrictElkin City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,110.00 (+217.77%)$326,370 (+18.36%) Land $27,600 Building $298,770$326,370 (+18.36%) Land $27,600 Building $298,770
2023$664.00$275,740 Land $27,600 Building $248,140$275,740 Land $27,600 Building $248,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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