531 W Main St, Elkin, NC 28621 Property Records

Surry County property record for 531 W Main St, Elkin, NC 28621 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,770 sqft · built 1910
Lot Size	3.34 acres (145,926 sqft)
Owner	2 Individual Names on File
Last Sale	$689,580 (Mar 2019)
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4951-17-11-1934`

Property Details

APN / Parcel Number

Primary APN	`4951-17-11-1934`
Alternative APN	`100064280`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	5,770 sqft Living Area
Interior Walls	Custom/Decorative
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	145,926 sqft (3.34 acres)
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	2,198 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	100064280
Street Address	531 W MAIN ST
City	ELKIN
State	NC
Zip	28621-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	531 W MAIN ST
Legal Subdivision	ELKIN G - RESIDENTIAL
Jurisdiction	SURRY NC
Township / Civil Division	ELKIN
Census Block Group	3
Census Block	3015
Census Tract	930901

Owner

Source: Surry County records · APN 4951-17-11-1934

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1313 N BRIDGE ST, ELKIN, NC 28621-2303
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage RUMPLE FURNITURE CO
Mar 19, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage PATRICIA G DURHAM

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2019 · Amount on Record
Deed Sale	Mar 19, 2019 · Amount on Record
Deed Document Number	0016620678
Record Updated	Jun 08, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	531 W MAIN ST, ELKIN, NC 28621-3317
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001662/686
Date	Mar 19, 2019
Book Page	1662/686
Instrument	661733

Lender

Name	RUMPLE FURNITURE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2034

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Mar 19, 2019
Property Address	531 W MAIN ST, ELKIN, NC 28621-3317
Document Number	1662/678
Book / Page	1662 / 678
Instrument Date	Mar 19, 2019
Instrument	661731
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1313 N BRIDGE ST, ELKIN, NC 28621-2303

Mortgage

Document Number	001662/681
Date	Mar 19, 2019
Book Page	1662/681
Instrument	661732

Lender

Name	PATRICIA G DURHAM

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 01, 2024

Tax Assessment & Valuation

Source: Surry County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Municipality	Elkin Town
Unified School District	Elkin City Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,970.00 (+31.03%)	$771,840 (+12.32%) Land $53,940 Building $717,900	$771,840 (+12.32%) Land $53,940 Building $717,900
2023	$3,793.00	$687,150 Land $53,940 Building $633,210	$687,150 Land $53,940 Building $633,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Surry County (37171C), updated January 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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