605 Upper Field Cir, Westminster, MD 21158 Property Records

Carroll County property record for 605 Upper Field Cir, Westminster, MD 21158

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,312 sqft · built 2009
Lot Size0.232 acres (10,088 sqft)
Owner2 Individual Names on Record
Last Sale$449,360 (Dec 2009)
Tax Bill$9,694 (2026)
Deeds & MortgagesApr 2022 Line of Credit
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN07-152418

Property Details

APN / Parcel Number

Primary APN07-152418
Alternative APN
  • 152418

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,312 sqft Total Area
Basement Area876 sqft
Finished Basement876 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,088 sqft (0.232 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area361 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number152418
Street Address605 UPPER FIELD CIR
CityWESTMINSTER
StateMD
Zip21158-4442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-100
Legal DescriptionLT 131 - 10088 SF 605 UPPER FIELD CIR 48-2 VLG OF MEADOW CREEK SC 2
Legal SubdivisionMEADOW CREEK
Legal Lot Number131
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group2
Census Block2035
Census Tract507500

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address605 UPPER FIELD CIR, WESTMINSTER, MD 21158-4442
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2022Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Mar 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 10, 2009 · Amount on Record
Deed SaleDec 10, 2009 · Amount on Record
Prior SaleAug 28, 2009 · Amount on Record
Deed Document Number20091456
Deed Book / Page6041 / 381
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address605 UPPER FIELD CIR, WESTMINSTER, MD 21158-4442
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0107520490
DateApr 26, 2022
Book Page10752/490
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address605 UPPER FIELD CIR, WESTMINSTER, MD 21158-4442
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0106930102
DateMar 3, 2022
Book Page10693/102
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,694.00 (+5.86%) Homeowner's exemption$619,600 (+7.76%) Land $155,000 Building $464,600$619,600 (-) Land $155,000 Building $464,600
2025$9,157.00 (+11.53%) Homeowner's exemption$575,000 (+18.36%)$619,600 (+27.54%) Land $155,000 Building $464,600
2023$8,210.00 Homeowner's exemption$485,800 Land $155,000 Building $330,800$485,800 Land $155,000 Building $330,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Antietam Cable, Quantum Internet & Telephone, Ting.

Nearby Properties on Upper Field Cir

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