605 Spruce St, Atlantic, IA 50022 Property Records

Cass County property record for 605 Spruce St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,167 sqft · built 1917
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (May 2019)
Tax Bill	$878 (2026)
Deeds & Mortgages	May 2019 Sale May 2015 Transfer
Flood Zone	Zone X (minimal risk)
APN	`303004993001000`

Property Details

APN / Parcel Number

Primary APN	`303004993001000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,167 sqft Living Area
1st Floor Area	1,009 sqft
Basement Area	1,009 sqft
Unfinished Basement	1,009 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Exterior Material	Aluminum Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	222 sqft
Patio Area	153 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	605 SPRUCE ST
City	ATLANTIC
State	IA
Zip	50022-1538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D & K ADD LOT 3 BLK 15
Legal Subdivision	DICKERSON & KEYES ADDITION
Legal Block	15
Legal Lot Number	3
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1040
Census Tract	190400

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	605 SPRUCE ST, ATLANTIC, IA 50022-1538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2019	Warranty Deed, Transfer
May 12, 2015	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Deed Book / Page	2019 / 819
Record Updated	Oct 29, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	May 28, 2019
Property Address	605 SPRUCE ST, ATLANTIC, IA 50022-1538
Document Number	2019/819
Book / Page	2019 / 819
Instrument Date	May 14, 2019
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 SPRUCE ST, ATLANTIC, IA 50022-1538

May 2015: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS IA
Recording Date	May 12, 2015
Property Address	605 SPRUCE ST, ATLANTIC, IA 50022-1538
Document Number	02015/0806
Book / Page	2015 / 0806
Instrument Date	May 11, 2015
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 SPRUCE ST, ATLANTIC, IA 50022-1538
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$878.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$109,140 (-) Land $5,350 Building $103,790	$109,140 (-) Land $5,350 Building $103,790
2025	$878.00 (+5.02%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$109,140 (+7.93%) Land $5,350 Building $103,790	$109,140 (+7.93%) Land $5,350 Building $103,790
2024	$836.00 (+65.87%)
2023		$101,120 Land $5,350 Building $95,770	$101,120 Land $5,350 Building $95,770
2022	$504.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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