600 Spruce St, Atlantic, IA 50022 Property Records

Cass County property record for 600 Spruce St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,410 sqft · built 1900
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,356 (2024)
Deeds & Mortgages	Feb 2020 Refinance May 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303005580001000`

Property Details

APN / Parcel Number

Primary APN	`303005580001000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	746 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	2,400 sqft
Parking Spaces	9 Parking Spaces
Porch	Open Porch
Porch Area	308 sqft
Patio Area	343 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	600 SPRUCE ST
City	ATLANTIC
State	IA
Zip	50022-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D & K ADD LOTS 11 & 12 BLK 14
Legal Subdivision	DICKERSON & KEYES ADDITION
Legal Block	14
Legal Lot Number	11,12
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1041
Census Tract	190400

Owner

Source: Cass County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	600 SPRUCE ST, ATLANTIC, IA 50022-1537
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GREAT WESTERN BANK
May 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREAT WESTERN BANK
May 10, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 10, 2019
Transfer Doc	002019/716
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	600 SPRUCE ST, ATLANTIC, IA 50022-1537
Transaction Type	Mortgage
Record Updated	Feb 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/213
Date	Feb 4, 2020
Book Page	2020/213

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2030

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	600 SPRUCE ST, ATLANTIC, IA 50022-1537
Transaction Type	Mortgage
Record Updated	May 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/679
Date	May 8, 2019
Book Page	2019/679

Lender

Name	GREAT WESTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2024

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS IA
Recording Date	May 10, 2019
Property Address	600 SPRUCE ST, ATLANTIC, IA 50022-1537
Document Number	002019/716
Book / Page	2019 / 716
Instrument Date	May 9, 2019
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 SPRUCE ST, ATLANTIC, IA 50022-1537

Tax Assessment & Valuation

Source: Cass County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,250 (+21.73%) Land $16,050 Building $166,200	$182,250 (+7.14%) Land $16,050 Building $166,200
2024	$2,356.00 (+33.11%)
2023		$149,720 Land $16,050 Building $133,670	$170,110
2022	$1,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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