605 S Main St, Capac, MI 48014 Property Records

St. Clair County property record for 605 S Main St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1979
Lot Size	0.251 acres (10,934 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Jan 2020)
Tax Bill	$1,653 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-40-750-0101-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-750-0101-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1979
Architectural Style	Ranch
Lot Area	10,934 sqft (0.251 acres)
Lot Dimensions	150 ft deep x 73 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	74407500101000
Street Address	605 S MAIN ST
City	CAPAC
State	MI
Zip	48014-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	LOT 78 SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC SEC 21, 22, 27 & 28 T7N R13E
Legal Range	13E
Legal Township	07N
Legal Section	21
Legal Subdivision	SUPRVRS JOHN BOWERS
Legal Lot Number	78
Legal Unit	78
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	1
Census Block	1023
Census Tract	657100

Owner

Source: St. Clair County assessment roll, as of March 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	605 S MAIN ST, CAPAC, MI 48014-3724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL MORTGAGE
Jan 24, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Aug 23, 2011 · Amount on Record
Deed Document Number	2020002251
Deed Book / Page	5145 / 441
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	605 S MAIN ST, CAPAC, MI 48014-3724
Transaction Type	Mortgage
Record Updated	Jan 6, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 S MAIN ST, CAPAC, MI 48014-3724

Mortgage

Document Number	0005467195
Date	Dec 22, 2021
Book Page	5467/195
Instrument	2021035738

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	605 S MAIN ST, CAPAC, MI 48014-3724
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5134816
Date	Dec 27, 2019
Book Page	5134/816
Instrument	2019027174

Lender

Name	MUTUAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 24, 2020
Property Address	605 S MAIN ST, CAPAC, MI 48014-3724
Document Number	0005145441
Book / Page	5145 / 441
Map Reference	LB 53 PG 3
Instrument Date	Dec 20, 2019
Instrument	2020002251
Transaction Type	Transfer
Record Updated	Feb 11, 2022

Transaction

Amount	Amount Recorded
Tax	$1,049.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 S MAIN ST, CAPAC, MI 48014-3724

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,100 (+9.53%)
2024	$1,653.00 (+12.83%)		$140,200 (+9.53%)
2023		$64,000
2022	$1,465.00		$128,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Broadband Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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