507 S Main St, Capac, MI 48014 Property Records

St. Clair County property record for 507 S Main St, Capac, MI 48014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1981
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,900 (Jan 2022)
Tax Bill	$2,641 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-40-750-0105-000`

Property Details

APN / Parcel Number

Primary APN	`74-40-750-0105-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	520 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	507 S MAIN ST
City	CAPAC
State	MI
Zip	48014-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	N 75' OF E 133' OF LOT 80 OF S 362.5' AS MEASURED 50' EAST FROM E 1/4 OF SEC 28 T7N R13E SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC AS RECORDED IN LIBER 53 OF PLATS PGS 3-6 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Range	13E
Legal Township	07N
Legal Section	28
Legal Subdivision	CAPAC VILLAGE SUB
Legal Lot Number	80
Legal Unit	80
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	MUSSEY
Census Block Group	1
Census Block	1023
Census Tract	657100

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	507 S MAIN ST, CAPAC, MI 48014-3722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Jan 18, 2022	Warranty Deed, Transfer ATA NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Oct 4, 2019 · Amount on Record
Deed Document Number	20221275
Deed Book / Page	5476 / 180
Prior Transfer Date	Feb 9, 2009
Prior Transfer Doc	003916/222
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	507 S MAIN ST, CAPAC, MI 48014-3722
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 S MAIN ST, CAPAC, MI 48014-3722

Mortgage

Document Number	0005471242
Date	Jan 4, 2022
Book Page	5471/242
Instrument	2022000204

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 18, 2022
Property Address	507 S MAIN ST, CAPAC, MI 48014-3722
Document Number	0005476180
Book / Page	5476 / 180
Map Reference	LB 53 PG 3-6
Instrument Date	Dec 28, 2021
Instrument	2022001275
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	507 S MAIN ST, 507, CAPAC, MI 48014-3722

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	507 S MAIN ST, CAPAC, MI 48014-3722

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Capac Village
County	St. Clair County
County Subdivision	Mussey Township
Unified School District	Capac Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,641.00 (-0.45%) Homeowner's exemption	$108,100 (+10.42%)
2024	$2,653.00 (+12.75%)		$216,200 (+10.42%)
2023		$97,900
2022	$2,353.00		$195,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAPAC serves 1,775 people · EPA ID MI0001110
Water Source	Groundwater
Last State Inspection	Jun 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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