605 Ruba Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 605 Ruba Rd, Saint Augustine, FL 32086 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,766 sqft · built 1991
Lot Size1 acres (43,560 sqft)
Owner2 Company Names on File
Last Sale$274,700 (Dec 2020)
Tax Bill$1,707 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jun 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN135230-0000

Property Details

APN / Parcel Number

Primary APN135230-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,766 sqft Living Area
Gross Area2,760 sqft
1st Floor Area1,766 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area418 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address605 RUBA RD
CitySAINT AUGUSTINE
StateFL
Zip32086-5917
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 ALL NW1/4 OF NE1/4 LYING E OF FEC RY (EX S644.22FT IN OR677/457) (EX PT IN OR4012/1961) OR5119/1522 & 5471/896 & 6159/714
Legal Range29E
Legal Township08S
Legal Section01
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2004
Census Tract21301

Owner

Source: St. Johns County records · APN 135230-0000

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address605 RUBA RD, SAINT AUGUSTINE, FL 32086-5917
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jun 02, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 18, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 09, 2020 · Amount on Record
Deed SaleDec 09, 2020 · Amount on Record
Prior SaleOct 04, 2000 · Amount on Record
Deed Document Number2020112029
Deed Book / Page5119 / 1522
Last Transfer DateMay 25, 2025
Transfer Doc0061590714
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address605 RUBA RD, SAINT AUGUSTINE, FL 32086-5917
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 RUBA RD, ST AUGUSTINE, FL 32086-5917

Mortgage

Document Number0055871239
DateJun 29, 2022
Book Page5587/1239
Instrument2022064089
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 17, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJun 02, 2025
Property Address605 RUBA RD, SAINT AUGUSTINE, FL 32086-5917
Document Number0061590714
Book / Page6159 / 714
Instrument DateMay 25, 2025
Instrument2025043191
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address605 RUBA RD, ST AUGUSTINE, FL 32086-5917

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 RUBA RD, ST AUGUSTINE, FL 32086-5917

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJan 18, 2022
Property Address605 RUBA RD, SAINT AUGUSTINE, FL 32086-5917
Document Number0054710896
Book / Page5471 / 896
Instrument DateJan 15, 2022
Instrument2022005957
Transaction TypeTransfer
Record UpdatedOct 23, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 RUBA RD, ST AUGUSTINE, FL 32086-5917

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$153,307 (+8.94%)$344,811 (+11.34%) Land $79,000 Building $265,811
2025$1,707.00 (+15.81%) Homeowner's exemption$140,732 (+2.9%)$309,703 (+1.24%) Land $79,000 Building $230,703
2024$1,474.00 (+2.36%) Homeowner's exemption$136,766 (+3%)$305,910 (-2.61%) Land $79,000 Building $226,910
2023$1,440.00 (+4.12%) Homeowner's exemption$132,783 (+3%)$314,106 (+9.63%) Land $84,000 Building $230,106
2022$1,383.00 Homeowner's exemption$128,916$286,504 Land $84,000 Building $202,504

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims9 (1984–2017)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2017, other causes, Hurricane Irma

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 144 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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