St. Johns County property record for 550 Ruba Rd, Saint Augustine, FL 32086 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,136 sqft Living Area |
| Lot Size | 21,780 sqft (0.5 acres) |
| Garage | Attached, 420 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,428.00 (2025) |
| Primary APN | 135440-0070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Building Area | 1,136 sqft Living Area |
| Gross Area | 1,556 sqft Gross Area |
| 1st Floor | 1,136 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 21,780 sqft (0.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Patio Area | 54 sqft Patio |
| Porch Area | 71 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 550 RUBA RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-5452 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 12/92 RUBA SUBDIVISION LOT 7 OR1143/1305 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 01 |
| Legal Subdivision | RUBA SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 21301 |
Source: St. Johns County records · APN 135440-0070
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 550 RUBA RD, SAINT AUGUSTINE, FL 32086-5452 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 05, 2023 | Deed of Trust, Mortgage · Line of Credit AMERIS BANK |
| Apr 17, 2017 | Deed of Trust, Mortgage · Commercial Mortgage AMERIS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 550 RUBA RD, SAINT AUGUSTINE, FL 32086-5452 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 550 RUBA RD, SAINT AUGUSTINE, FL 32086-5452 |
| Document Number | 0058191908 |
|---|---|
| Date | Sep 05, 2023 |
| Book Page | 5819/1908 |
| Instrument | 2023069938 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32086 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 18, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 550 RUBA RD, SAINT AUGUSTINE, FL 32086-5452 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043591225 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 4359/1225 |
| Instrument | 2017026282 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32086 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 04, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,459 (-0.02%) | $246,715 (+2.16%) Land $86,000 Building $160,715 | |
| 2025 | $3,428.00 (+24.38%) | $241,497 (+21.02%) | $241,497 (+21.02%) Land $86,000 Building $155,497 |
| 2024 | $2,756.00 (+67.13%) | $199,553 (+33.65%) | $199,553 (+1.02%) Land $66,000 Building $133,553 |
| 2023 | $1,649.00 (+3.84%) Homeowner's exemption | $149,315 (+3%) | $197,547 (+20.35%) Land $66,000 Building $131,547 |
| 2022 | $1,588.00 Homeowner's exemption | $144,966 | $164,141 Land $56,000 Building $108,141 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures