605 Ron Way, Galt, CA 95632 Property Records

Sacramento County property record for 605 Ron Way, Galt, CA 95632

Property Summary

Property Type	Duplex
Details	4 bd · 4.5 ba · 1,850 sqft · built 1979
Lot Size	0.215 acres (9,344 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Sep 2021)
Tax Bill	$5,917 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0410-010-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0410-010-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,344 sqft (0.215 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	605 RON WAY
City	GALT
State	CA
Zip	95632-8711
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	DELANE ESTATES, LOT 10
Legal Subdivision	DELANE ESTATES
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1013
Census Tract	9410

Owner

605 Ron Way, a duplex, is owned by two individuals who bought it in September 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1125 VAUXHALL AVE, GALT, CA 95632-3179
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 5, 2019	Quit Claim Deed, Transfer SUMMIT FNDG
Sep 5, 2019	Grant Deed, Transfer · Conventional Mortgage SUMMIT FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Sep 5, 2019 · Amount on File
Deed Document Number	2021578
Deed Book / Page	20210913 / 578
Prior Transfer Date	Aug 29, 2019
Prior Transfer Doc	9050000001462
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 13, 2021
Property Address	605 RON WAY, GALT, CA 95632-8711
Document Number	2021091300578
Map Reference	MB 131 MAP 11
Instrument Date	Sep 10, 2021
Instrument	2021091300578
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1125 VAUXHALL AVE, GALT, CA 95632-3179
Investor	Possibly a Property Investor

Mortgage

Document Number	2021091300579
Date	Sep 13, 2021
Instrument	2021091300579

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 5, 2019
Property Address	605 RON WAY, GALT, CA 95632-8711
Document Number	1909051462
Instrument Date	Aug 29, 2019
Instrument	1909051462
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13225 GRAY HORSE DR GALT CA 956328928, GALT, CA 95632-8928

Mortgage

Document Number	1909051463
Date	Sep 5, 2019
Instrument	1909051463

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 5, 2019
Property Address	605 RON WAY, GALT, CA 95632-8711
Document Number	1909051461
Instrument Date	Aug 29, 2019
Instrument	1909051461
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$413.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13225 GRAY HORSE DR GALT CA 956328928, GALT, CA 95632-8928

Mortgage

Document Number	1909051463
Date	Sep 5, 2019
Instrument	1909051463

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 605 Ron Way was $5,917, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$524,978 (+2%) Land $162,364 Building $362,614
2025	$5,917.00 (+4.47%)	$514,685 Land $159,181 Building $355,504
2024	$5,664.00 (+1.72%)
2023	$5,568.00 (+4.19%)	$494,700 Land $153,000 Building $341,700
2022	$5,344.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 605 Ron Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Ron Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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