565 Ron Way, Galt, CA 95632 Property Records

Sacramento County property record for 565 Ron Way, Galt, CA 95632

Property Summary

Property Type	Duplex
Details	4 bd · 4.5 ba · 1,850 sqft · built 1979
Lot Size	0.184 acres (8,033 sqft)
Owner	2 Individual Names on File
Last Sale	$574,000 (Jun 2023)
Tax Bill	$6,866 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0410-012-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0410-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,033 sqft (0.184 acres)
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	565 RON WAY
City	GALT
State	CA
Zip	95632-8713
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	DELANE ESTATES, LOT 12
Legal Subdivision	DELANE ESTATES
Legal Lot Number	12
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1013
Census Tract	9410

Owner

565 Ron Way, a duplex, is owned and occupied by two individuals who bought it in June 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	565 RON WAY, GALT, CA 95632-8713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAN MATEO CU
Jul 16, 2019	Deed of Trust, Mortgage · Line of Credit SAN MATEO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Prior Sale	Aug 1, 2014 · Amount on File
Deed Book / Page	20230601 / 861
Prior Transfer Date	Aug 29, 1996
Prior Transfer Doc	9609001670
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 1, 2023
Property Address	565 RON WAY, GALT, CA 95632-8713
Document Number	0000000861
Map Reference	MB 131 MAP 11
Instrument Date	May 19, 2023
Instrument	202306010861
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	565 RON WAY # 567, 567, GALT, CA 95632-8713

Mortgage

Document Number	0000000862
Date	Jun 1, 2023
Instrument	202306010862

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	565 RON WAY, GALT, CA 95632-8713
Document Number	2008130901
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 ARNOLD WAY HALF MOON BAY CA 940192190, HALF MOON BAY, CA 94019-2190

Mortgage

Document Number	2008130901
Date	Aug 13, 2020
Instrument	2008130901

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	565 RON WAY, GALT, CA 95632-8713
Document Number	1907260839
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 ARNOLD WAY HALF MOON BAY CA 940192190, HALF MOON BAY, CA 94019-2190

Mortgage

Document Number	1907260839
Date	Jul 26, 2019
Instrument	1907260839

Lender

Name	SAN MATEO CU
Type	Credit Union
Address	REDWOOD CITY, CA 94063

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 25, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 565 Ron Way was $6,866, up 4.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$609,129 (+2%) Land $208,322 Building $400,807
2025	$6,866.00 (+4.47%)	$597,187 Land $204,238 Building $392,949
2024	$6,572.00 (+166.07%)
2023	$2,470.00 (+4.18%)	$219,478 Land $75,084 Building $144,394
2022	$2,371.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 565 Ron Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 565 Ron Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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