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605 Old River Rd, Stella, NC 28582 Property Records

Onslow County property record for 605 Old River Rd, Stella, NC 28582

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,124 sqft · built 2006
Lot Size0.78 acres (33,977 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Jun 2025)
Tax Bill$2,341 (2026)
Deeds & MortgagesMar 2026 Mortgage
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APN1157A-121

Property Details

APN / Parcel Number

Primary APN1157A-121
Alternative APNs
  • 490021477
  • 442101000
  • 049510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,124 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialFiber Cement Siding
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area33,977 sqft (0.78 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number490021477
Street Address605 OLD RIVER RD
CitySTELLA
StateNC
Zip28582-9722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal DescriptionL43 S1 RIVERSIDE PLANTATION
Legal SubdivisionRIVERSIDE PLANTATION SEC 1
Legal Lot Number43
JurisdictionONSLOW NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1001
Census Tract104

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address605 OLD RIVER RD, STELLA, NC 28582-9722
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Deed of Trust, Mortgage · VA Mortgage
ONITY MORTGAGE CORPORATION
Jul 13, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 6, 2025 · Amount on Record
Deed SaleJun 6, 2025 · Amount on Record
Prior SaleJul 13, 2018 · Amount on Record
Deed Book / Page6374 / 222
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address605 OLD RIVER RD, STELLA, NC 28582-9722
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 OLD RIVER RD, STELLA, NC 28582-9722

Mortgage

Document Number0065570374
DateMar 27, 2026
Book Page6557/374
Lender
NameONITY MORTGAGE CORPORATION
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateJul 13, 2018
Property Address605 OLD RIVER RD, STELLA, NC 28582-9722
Document Number0048100573
Book / Page004810 / 000573
Instrument DateJun 26, 2018
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$464.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address605 OLD RIVER RD STELLA NC 285829722, STELLA, NC 28582-9722

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,341.00$406,918 (+13.81%) Land $75,000 Building $331,918$406,918 (+13.81%) Land $75,000 Building $331,918
2025$2,341.00$357,536 (-) Land $60,000 Building $297,536$357,536 (-) Land $60,000 Building $297,536
2023$2,341.00$357,536 Land $60,000 Building $297,536$357,536 Land $60,000 Building $297,536

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims2 (2018)
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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