604 Old River Rd, Stella, NC 28582 Property Records

Onslow County property record for 604 Old River Rd, Stella, NC 28582

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,825 sqft · built 2004
Lot Size0.61 acres (26,572 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Mar 2022)
Tax Bill$1,732 (2026)
Deeds & MortgagesMar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1157A-124.1

Property Details

APN / Parcel Number

Primary APN1157A-124.1
Alternative APNs
  • 483966000
  • 065103

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,825 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number483966000
Street Address604 OLD RIVER RD
CitySTELLA
StateNC
Zip28582-9721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal DescriptionPT L46 S1 RIVERSIDE PLANTATION
Legal SubdivisionRECOMB. 43-46 RIVERSIDE PLANT S1
Legal Lot Number46
JurisdictionONSLOW NC
Township / Civil DivisionWHITE OAK
Census Block Group1
Census Block1001
Census Tract104

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1223 HAMMOCKS BEACH RD, SWANSBORO, NC 28584-9518
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 31, 2022 · Amount on Record
Deed SaleMar 31, 2022 · Amount on Record
Prior SaleSep 1, 2016 · Amount on Record
Deed Book / Page5719 / 623
Prior Transfer DateDec 26, 2006
Prior Transfer Doc0028000017
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateMar 31, 2022
Property Address604 OLD RIVER RD, STELLA, NC 28582-9721
Document Number0057190623
Book / Page5719 / 623
Map ReferenceMB 26 PG 167&167A
Instrument DateMar 17, 2022
Transaction TypeTransfer
Record UpdatedFeb 2, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$570.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 OLD RIVER RD, STELLA, NC 28582-9721

Mortgage

Document Number0005719626
DateMar 31, 2022
Instrument5719/626
Lender
NameALPHA MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,732.00 (+20.53%)$304,953 (+15.3%) Land $75,000 Building $229,953$304,953 (+15.3%) Land $75,000 Building $229,953
2025$1,437.00$264,488 (-) Land $60,000 Building $204,488$264,488 (-) Land $60,000 Building $204,488
2023$1,437.00$264,488 Land $60,000 Building $204,488$264,488 Land $60,000 Building $204,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 37 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies37 in force
Nearby Flood Claims2 (2018)
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONSLOW WTR AND SEWER AUTHORITY
serves 156,755 people · EPA ID NC0467035
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old River Rd

Nearby Streets

Search Property Records by Address or Parcel Number