605 N Palmetto Dr, Eagle, ID 83616 Property Records

Ada County property record for 605 N Palmetto Dr, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,860 sqft · built 1983
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on File
Tax Bill	$1,167 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R2024330150`

Property Details

APN / Parcel Number

Primary APN	`R2024330150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,860 sqft Living Area
Gross Area	2,312 sqft
1st Floor Area	1,140 sqft
Upper Floors Area	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Deck Area	200 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	605 N PALMETTO DR
City	EAGLE
State	ID
Zip	83616-5143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 29 BLK 1 EAGLE RANCH SUB NO 4-A #9368981
Legal Range	01E
Legal Township	04N
Legal Section	09
Legal Subdivision	EAGLE RANCH SUB NO 04A
Legal Block	1
Legal Lot Number	29
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	3
Census Block	3017
Census Tract	10235

Owner

605 N Palmetto Dr is owned and occupied by an individual who acquired it in July 2020.

Source: Ada County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	605 N PALMETTO DR, EAGLE, ID 83616-5143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 30, 2020
Transfer Doc	0000098869
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	605 N PALMETTO DR, EAGLE, ID 83616-5143
Transaction Type	Mortgage
Record Updated	Jun 22, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 N PALMETTO DR, EAGLE, ID 83616-5143

Mortgage

Document Number	0000033159
Date	Jun 9, 2023
Instrument	2023-033159

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Aug 5, 2020
Property Address	605 N PALMETTO DR, EAGLE, ID 83616-5143
Document Number	0000098869
Instrument Date	Jul 30, 2020
Instrument	98869
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 PALMETTO DR EAGLE ID 836165143, EAGLE, ID 83616-5143

Tax Assessment & Valuation

The 2025 property tax bill for 605 N Palmetto Dr was $1,167 with a homeowner's exemption, down 15.3% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,800 (-0.08%)	$495,800 (-0.08%)
2025	$1,167.00 (-15.25%) Homeowner's exemption	$496,200	$496,200
2024	$1,377.00
2023		$461,200 Land $201,400 Building $259,800	$461,200 Land $201,400 Building $259,800
2022	$1,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 N Palmetto Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 N Palmetto Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE, CITY OF (EASTERN ZONE) serves 3,702 people · EPA ID ID4010201
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Anthem Broadband, AT&T, CenturyLink, Fatbeam, Verizon.

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