582 N Palmetto Dr, Eagle, ID 83616 Property Records

Ada County property record for 582 N Palmetto Dr, Eagle, ID 83616

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,670 sqft · built 1984
Lot Size	0.206 acres (8,973 sqft)
Owner	Individual Name on File
Last Sale	$104,900 (Nov 1998)
Tax Bill	$1,186 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R2024330320`

Property Details

APN / Parcel Number

Primary APN	`R2024330320`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,670 sqft Living Area
Gross Area	2,176 sqft
1st Floor Area	1,046 sqft
Upper Floors Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,973 sqft (0.206 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	700 sqft
Patio Area	700 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	582 N PALMETTO DR
City	EAGLE
State	ID
Zip	83616-5140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 19 BLK 2 EAGLE RANCH SUB NO 4-A
Legal Range	01E
Legal Township	04N
Legal Section	09
Legal Subdivision	EAGLE RANCH SUB NO 04A
Legal Block	2
Legal Lot Number	19
Jurisdiction	ADA ID
Township / Civil Division	EAGLE
Census Block Group	3
Census Block	3010
Census Tract	10235

Owner

582 N Palmetto Dr is owned and occupied by an individual who bought it in November 1998.

Source: Ada County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	582 N PALMETTO DR, EAGLE, ID 83616-5140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 1998 · Amount on File
Deed Sale	Nov 24, 1998 · Amount on File
Deed Document Number	1998112988
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	582 N PALMETTO DR, EAGLE, ID 83616-5140
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064601
Date	Nov 16, 2023
Instrument	2023-064601

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 15, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	582 N PALMETTO DR, EAGLE, ID 83616-5140
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000132614
Date	Oct 5, 2020
Instrument	2020-132614

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 582 N Palmetto Dr was $1,186 with a homeowner's exemption, down 15.3% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Eagle City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$501,900 (-0.12%)	$501,900 (-0.12%)
2025	$1,186.00 (-15.29%) Homeowner's exemption	$502,500	$502,500
2024	$1,400.00
2023		$469,200 Land $201,400 Building $267,800	$469,200 Land $201,400 Building $267,800
2022	$1,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 582 N Palmetto Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 582 N Palmetto Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.6% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAGLE, CITY OF (EASTERN ZONE) serves 3,702 people · EPA ID ID4010201
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

May also be available: Anthem Broadband, AT&T, CenturyLink, Fatbeam, Verizon.

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