535 N Main St, Saint Clair, MO 63077 Property Records

Franklin County property record for 535 N Main St, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details2 ba · 896 sqft · built 1923
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Tax Bill$1,129 (2025)
Deeds & MortgagesSep 2018 Mortgage
May 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-7-25.0-3-099-063.000

Property Details

APN / Parcel Number

Primary APN22-7-25.0-3-099-063.000

Interior

Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area896 sqft Living Area

Exterior

Year BuiltBuilt 1923
Architectural StyleA-Frame
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address535 N MAIN ST
CitySAINT CLAIR
StateMO
Zip63077-1219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE SW , W OF N MAIN ST
Legal Range01W
Legal Township42
Legal Section25
Legal QuarterSW
Legal Block99
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group2
Census Block2025
Census Tract800904

Owner

Source: Franklin County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address535 N MAIN ST, SAINT CLAIR, MO 63077-1219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2018Warranty Deed, Subdivision Related Transfer · VA Mortgage
WINTRUST MTG
May 1, 2017Warranty Deed, Construction Loan · Line of Credit
FARMERS & MERCHANTS BK/ST CLAI
Mar 28, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2018
Deed SaleSep 18, 2018
Deed Document Number1813037
Record UpdatedJun 8, 2026

September 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateSep 18, 2018
Property Address535 N MAIN ST, SAINT CLAIR, MO 63077-1219
Document Number0000013037
Instrument DateSep 13, 2018
Instrument13037
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 27, 2018
Title CompanyHILLSBOROUGH TITLE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address535 N MAIN ST ST CLAIR MO 630771219, ST CLAIR, MO 63077-1219

Mortgage

Document Number13038
DateSep 18, 2018
Instrument13038
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2048

May 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateMay 1, 2017
Property Address535 N MAIN ST, SAINT CLAIR, MO 63077-1219
Document Number0000006371
Instrument DateApr 28, 2017
Instrument6371
Transaction TypeConstruction Loan
Record UpdatedMay 8, 2017
Title CompanyFRANKLIN COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3227 BIG PINEY DR FESTUS MO 630286202, FESTUS, MO 63028-6202

Mortgage

Document Number6372
DateMay 1, 2017
Instrument6372
Lender
NameFARMERS & MERCHANTS BK/ST CLAI
TypeBank
AddressSAINT CLAIR, MO 63077
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 30, 2018
Interest
Rate TypeAdjustable Rate

March 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionFRANKLIN MO
Recording DateMar 28, 2017
Property Address535 N MAIN ST, SAINT CLAIR, MO 63077-1219
Document Number0000004379
Instrument DateJan 12, 2017
Instrument4379
Transaction TypeForeclosure
Record UpdatedMar 31, 2017

Transaction

AmountAmount Recorded
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 635 ST CLAIR MO 630770635, ST CLAIR, MO 63077-0635

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,129.00 (+15.2%)$16,770 (+6.52%)$88,260 (+6.52%) Land $15,410 Building $72,850
2023$980.00 (+8.77%)$15,744$82,860 Land $15,410 Building $67,450
2022$901.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CLAIR PWS
serves 4,700 people · EPA ID MO6010708
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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