605 N Cobblestone St, Gilbert, AZ 85234 Property Records

Maricopa County property record for 605 N Cobblestone St, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,478 sqft · built 1991
Lot Size0.102 acres (4,461 sqft)
OwnerIndividual Name on File
Last Sale$212,000 (Sep 2016)
Tax Bill$1,265 (2025)
Deeds & MortgagesSep 2026 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN304-13-544

Property Details

APN / Parcel Number

Primary APN304-13-544
Alternative APN
  • 304135443

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,478 sqft Living Area
1st Floor Area738 sqft
2nd Floor Area740 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area4,461 sqft (0.102 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address605 N COBBLESTONE ST
CityGILBERT
StateAZ
Zip85234-4891
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSTONECREEK LOT 1-231 TR A-S MCR 300-41
Legal Range6E
Legal Township1S
Legal Section8
Legal SubdivisionSTONECREEK LOT 1-231 TR A-S
Legal Lot Number127
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1003
Census Tract422509

Owner

605 N Cobblestone St is owned and occupied by an individual who bought it in September 2016.

Source: Maricopa County records, as of September 16, 2026

Owner of RecordIndividual Name on File
Mailing Address605 N COBBLESTONE ST, GILBERT, AZ 85234-4891
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2026Deed of Trust, Mortgage · Line of Credit
UNION CREDIT UNION
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTHWEST DIRECT MORTGAGE LLC
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTHWEST DIRECT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 8, 2016 · Amount on File
Deed SaleSep 8, 2016 · Amount on File
Prior SaleMay 24, 2006 · Amount on File
Deed Document Number2016653030
Prior Transfer DateJan 22, 2003
Prior Transfer Doc0000090422
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Recording DateSep 10, 2026
Property Address605 N COBBLESTONE ST, GILBERT, AZ 85234-4891
Document Number0000532405
Instrument DateSep 10, 2026
Instrument2026532405
Transaction TypeMortgage
Record UpdatedSep 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 N COBBLESTONE ST, GILBERT, AZ 85234-4891

Mortgage

Document Number0000532405,
DateSep 10, 2026
Instrument2026532405
Lender
NameUNION CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address605 N COBBLESTONE ST, GILBERT, AZ 85234-4891
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000425426
DateMay 18, 2020
Instrument20200425426
Lender
NameSOUTHWEST DIRECT MORTGAGE LLC
TypeMortgage Company
AddressPORT HURON, MI 48060
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueMar 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address605 N COBBLESTONE ST, GILBERT, AZ 85234-4891
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 N COBBLESTONE ST, GILBERT, AZ 85234-4891

Mortgage

Document Number0001144268
DateNov 20, 2020
Instrument20201144268
Lender
NameSOUTHWEST DIRECT
TypeNon-Lending Institution
AddressPORT HURON, MI 48060
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 605 N Cobblestone St was $1,265.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$36,230 (+116.86%)$362,300 (+6.09%) Land $72,400 Building $289,900
2025$1,265.00$16,707 (-54.14%)$341,500 (-6.26%) Land $68,300 Building $273,200
2024$36,430$364,300 Land $72,800 Building $291,500
2023$1,224.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 605 N Cobblestone St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 N Cobblestone St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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