538 N Cobblestone St, Gilbert, AZ 85234 Property Records

Maricopa County property record for 538 N Cobblestone St, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,229 sqft · built 1992
Lot Size0.1 acres (4,386 sqft)
OwnerIndividual Name on Record
Last Sale$528,000 (Oct 2025)
Tax Bill$1,662 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN304-13-530

Property Details

APN / Parcel Number

Primary APN304-13-530

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,229 sqft Living Area
1st Floor Area972 sqft
2nd Floor Area1,257 sqft

Exterior

Year BuiltBuilt 1992
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area4,386 sqft (0.1 acres)
Parking Spaces2 Parking Spaces
Pool Area400 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address538 N COBBLESTONE ST
CityGILBERT
StateAZ
Zip85234-4822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSTONECREEK MCR 300-41
Legal Range06E
Legal Township01S
Legal Section08
Legal QuarterNE
Quarter-Quarter SectionSE
Legal SubdivisionSTONECREEK LOT 1-231 TR A-S
Legal Lot Number113
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1010
Census Tract422509

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address538 N COBBLESTONE ST, GILBERT, AZ 85234-4822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Warranty Deed, Transfer · Conventional Mortgage
BARRETT FINANCIAL GROUP LLC
Sep 24, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
JERSEY BOY PROPERTIES LLC
Jun 7, 2021Warranty Deed, Transfer
OS NATIONAL LLC
May 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2025 · Amount on Record
Deed SaleOct 30, 2025 · Amount on Record
Prior SaleSep 24, 2021 · Amount on Record
Deed Document Number20250629533
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 30, 2025
Property Address538 N COBBLESTONE ST, GILBERT, AZ 85234-4822
Document Number0000629533
Map ReferenceMB 300 PG 41
Instrument DateOct 29, 2025
Instrument20250629533
Transaction TypeTransfer
Record UpdatedNov 13, 2025
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address538 N COBBLESTONE ST, GILBERT, AZ 85234-4822

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 N COBBLESTONE ST, GILBERT, AZ 85234-4822
InvestorPossibly a Property Investor

Mortgage

Document Number0000629534
DateOct 30, 2025
Instrument20250629534
Lender
NameBARRETT FINANCIAL GROUP LLC
TypeMortgage Company
AddressCHANDLER, AZ 85286
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateSep 24, 2021
Property Address538 N COBBLESTONE ST, GILBERT, AZ 85234-4822
Document Number0001033436
Map ReferenceMB 300 PG 41
Instrument DateSep 21, 2021
Instrument20211033436
Transaction TypeTransfer
Record UpdatedNov 9, 2022
Title CompanyPEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address538 N COBBLESTONE ST, GILBERT, AZ 85234-4822

Mortgage

Document Number0001033437
DateSep 24, 2021
Instrument20211033437
Lender
NameJERSEY BOY PROPERTIES LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 7, 2021
Property Address538 N COBBLESTONE ST, GILBERT, AZ 85234-4822
Document Number0000628344
Map ReferenceMB 300 PG 41
Instrument DateJun 7, 2021
Instrument20210628344
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address515 E COCONINO DR, CHANDLER, AZ 85249-5301

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address538 N COBBLESTONE ST, GILBERT, AZ 85234-4822
Document Number0000413601
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyWFG NATIONAL TITLE INSURANCE, WEG NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address515 E COCONINO DR CHANDLER AZ 852495301, CHANDLER, AZ 85249-5301

Mortgage

Document Number0000413601
DateMay 14, 2020
Instrument413601
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,150 (-0.7%)$451,500 (-0.7%) Land $90,300 Building $361,200
2025$1,662.00 (-2.58%)
2024$45,470$454,700 Land $90,900 Building $363,800
2023$1,706.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
400 / 400
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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