605 Maple St, Atlantic, IA 50022 Property Records

Cass County property record for 605 Maple St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,447 sqft · built 1880
Lot Size	0.214 acres (9,334 sqft)
Owner	2 Individual Names on File
Tax Bill	$700 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`303004249001000`

Property Details

APN / Parcel Number

Primary APN	`303004249001000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,447 sqft Living Area
1st Floor Area	851 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,334 sqft (0.214 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	9 sqft
Patio Area	79 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	605 MAPLE ST
City	ATLANTIC
State	IA
Zip	50022-1554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5-6 & N2/3 LOT 7 BLK 45
Legal Subdivision	ORIGINAL TOWN - ATLANTIC
Legal Block	45
Legal Lot Number	5-7
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2144
Census Tract	190500

Owner

605 Maple St is owned and occupied by two individuals.

Source: Cass County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	605 MAPLE ST, ATLANTIC, IA 50022-1554
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Aug 16, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF IOWA
Sep 1, 2017	Warranty Deed, Transfer · Conventional Mortgage HOUGHTON STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Dec 13, 2023
Property Address	605 MAPLE ST, ATLANTIC, IA 50022-1554
Document Number	02023/1858
Book / Page	2023 / 1858
Instrument Date	Dec 8, 2023
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	605 MAPLE ST, ATLANTIC, IA 50022-1554

Mortgage

Document Number	0020231859
Date	Dec 13, 2023
Instrument	2023///1859

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Aug 16, 2023
Property Address	605 MAPLE ST, ATLANTIC, IA 50022-1554
Document Number	02023/1241
Book / Page	2023 / 1241
Instrument Date	Aug 15, 2023
Transaction Type	Transfer
Record Updated	Oct 6, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	605 MAPLE ST, ATLANTIC, IA 50022-1554

Mortgage

Document Number	0020231247
Date	Aug 16, 2023
Instrument	2023///1247

Lender

Name	UNITED BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Sep 1, 2017
Property Address	605 MAPLE ST, ATLANTIC, IA 50022-1554
Document Number	02017/1577
Book / Page	2017 / 1577
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 MAIN ST, CUMBERLAND, IA 50843-1022

Mortgage

Document Number	02017/1578
Date	Sep 1, 2017
Book Page	2017/1578

Lender

Name	HOUGHTON STATE BANK
Type	Bank
Address	RED OAK, IA 51566

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 605 Maple St was $700 with a homeowner's exemption.

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$700.00 Homeowner's exemption	$51,610 (-) Land $7,130 Building $44,480	$51,610 (-) Land $7,130 Building $44,480
2025	$700.00 (+22.38%) Homeowner's exemption	$51,610 Land $7,130 Building $44,480	$51,610 Land $7,130 Building $44,480
2024	$572.00
2023		$42,080 Land $7,130 Building $34,950	$42,080 Land $7,130 Building $34,950
2022	$808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Maple St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1993–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 605 Maple St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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