509 Maple St, Atlantic, IA 50022 Property Records

Cass County property record for 509 Maple St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,749 sqft · built 1920
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$28,000 (Aug 2011)
Tax Bill	$1,780 (2026)
Deeds & Mortgages	Mar 2017 Construction Loan Jan 2013 Transfer
Flood Zone	Zone X (minimal risk)
APN	`303004094001000`

Property Details

APN / Parcel Number

Primary APN	`303004094001000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,749 sqft Living Area
1st Floor Area	1,029 sqft
Basement Area	1,029 sqft
Unfinished Basement	1,029 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	799 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	71 sqft
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	509 MAPLE ST
City	ATLANTIC
State	IA
Zip	50022-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9-10 BLK 36
Legal Subdivision	ORIGINAL TOWN - ATLANTIC
Legal Block	36
Legal Lot Number	9,10
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2127
Census Tract	190500

Owner

Source: Cass County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 MAPLE ST, ATLANTIC, IA 50022-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST WHITNEY BANK & TRUST
Jan 9, 2013	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2011 · Amount on Record
Deed Sale	Aug 4, 2011 · Amount on Record
Deed Document Number	20111488
Deed Book / Page	2011 / 1488
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	509 MAPLE ST, ATLANTIC, IA 50022-1310
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/0563
Date	Mar 31, 2017
Book Page	2017/0563

Lender

Name	FIRST WHITNEY BANK & TRUST
Type	Bank
Address	ATLANTIC, IA 50022

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Sep 30, 2017

January 2013: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS IA
Recording Date	Jan 9, 2013
Property Address	509 MAPLE ST, ATLANTIC, IA 50022-1310
Document Number	02013/0053
Book / Page	2013 / 0053
Instrument Date	Dec 12, 2012
Instrument	2012-0053
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MAPLE ST, ANITA, IA 50020-1135

Tax Assessment & Valuation

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,780.00 Homeowner's exemption	$129,040 (-) Land $5,350 Building $123,690	$129,040 (-) Land $5,350 Building $123,690
2025	$1,780.00 (+22.25%) Homeowner's exemption	$129,040 (+23%) Land $5,350 Building $123,690	$129,040 (+23%) Land $5,350 Building $123,690
2024	$1,456.00 (-17.27%)
2023		$104,910 Land $5,350 Building $99,560	$104,910 Land $5,350 Building $99,560
2022	$1,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1993–2015)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes And Flooding, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Western Iowa Wireless.

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