Scott County property record for 605 Main Ave, Georgetown, KY 40324
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.226 acres (9,851 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,900 (Jun 2025) |
| Tax Bill | $685 (2025) |
| Deeds & Mortgages | Jun 2025 Mortgage May 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-20-336.000 |
| Primary APN | 166-20-336.000 |
|---|
| Lot Area | 9,851 sqft (0.226 acres) |
|---|
| Street Address | 605 MAIN AVE |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1863 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | CITY GEO 53 |
| Legal Subdivision | CITY GEO |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 40101 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 605 MAIN AVE, GEORGETOWN, KY 40324-1863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 6, 2025 | Deed of Trust, Mortgage · FHA Mortgage STOCKTON MORTGAGE CORP |
| May 20, 2025 | Deed, Subdivision Related Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jan 3, 2023 | Agreement of Sale, Transfer |
| Jan 3, 2023 | Agreement of Sale, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2025 · Amount on File |
| Deed Sale | Jun 6, 2025 · Amount on File |
| Prior Sale | May 20, 2025 · Amount on File |
| Deed Document Number | 2025543620 |
| Deed Book / Page | 457 / 843 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 605 MAIN AVE, GEORGETOWN, KY 40324-1863 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 1101 BEAUMONT CENTRE LN 20103, 20103, LEXINGTON, KY 40513-1790 |
| Document Number | 00M1841/25 |
|---|---|
| Date | Jun 6, 2025 |
| Book Page | M1841/25 |
| Instrument | 543621 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 20, 2025 |
| Property Address | 605 MAIN AVE, GEORGETOWN, KY 40324-1863 |
| Document Number | 00D457/430 |
| Book / Page | D457 / 430 |
| Instrument Date | Apr 25, 2025 |
| Instrument | 540459 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | LAND GROUP TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 220 CANNONBALL DR, NICHOLASVILLE, KY 40356-2980 |
| Name | Verified Name |
|---|---|
| Address | 607 MAIN AVE, GEORGETOWN, KY 40324-1863 |
| Document Number | 0000540463 |
|---|---|
| Date | May 20, 2025 |
| Instrument | 540463 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Number | 00M1841/45 |
|---|---|
| Date | Jun 6, 2025 |
| Book Page | M1841/45 |
| Instrument | 543622 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2035 |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 3, 2023 |
| Property Address | 607 MAIN AVE, GEORGETOWN, KY 40324-1863 |
| Document Number | 00MC58/462 |
| Book / Page | MC58 / 462 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 464394 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3908 TENNESSEE VAE #B/110 # B110, B, CHATTANOOGA, TN 37409 |
| Document Type | Agreement of Sale |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 3, 2023 |
| Property Address | 605 MAIN AVE, GEORGETOWN, KY 40324-1863 |
| Document Number | 00MC58/462 |
| Book / Page | MC58 / 462 |
| Instrument Date | Dec 30, 2022 |
| Instrument | 464394 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3908 TENNESSEE VAE #B/110 # B110, B, CHATTANOOGA, TN 37409 |
| Investor | Possibly a Property Investor |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,900 (+224.55%) | $249,900 (+224.55%) | |
| 2025 | $685.00 (+534.26%) | $77,000 (+541.67%) | $77,000 (+541.67%) |
| 2023 | $108.00 (+3.85%) | $12,000 (-) Land $12,000 | $12,000 (-) Land $12,000 |
| 2022 | $104.00 | $12,000 Land $12,000 | $12,000 Land $12,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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