Scott County property record for 523 Main Ave, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft |
| Lot Size | 0.169 acres (7,389 sqft) |
| Owner | Company Name on File |
| Last Sale | $155,000 (Sep 2024) |
| Tax Bill | $1,380 (2025) |
| Deeds & Mortgages | Dec 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-20-328.000 |
| Primary APN | 166-20-328.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Foundation Type | Block |
| Lot Area | 7,389 sqft (0.169 acres) |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 523 MAIN AVE |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 53 |
| Legal Subdivision | CITY GEO |
| Legal Lot Number | 18 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 40101 |
523 Main Ave is owned by a company that bought it in September 2024.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4193 JOHN ALDEN LN, LEXINGTON, KY 40504-2043 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on File |
| Deed Sale | Sep 6, 2024 · Amount on File |
| Prior Sale | Aug 15, 2024 · Amount on File |
| Deed Document Number | 2024510081 |
| Deed Book / Page | 451 / 793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 13, 2024 |
| Property Address | 523 MAIN AVE, GEORGETOWN, KY 40324-1841 |
| Document Number | 000D454/37 |
| Book / Page | D454 / 37 |
| Instrument Date | Nov 22, 2024 |
| Instrument | 519552 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 862 EDGEWATER DR, LEXINGTON, KY 40502-3160 |
| Name | Verified Name |
|---|---|
| Address | 4193 JOHN ALDEN LN, LEXINGTON, KY 40504-2043 |
| Investor | Possibly a Property Investor |
| Document Number | 0000519553 |
|---|---|
| Date | Dec 13, 2024 |
| Instrument | 519553 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 22, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 523 Main Ave was $1,380.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,000 (-) | $155,000 (-) | |
| 2025 | $1,380.00 | $155,000 | $155,000 |
| 2023 | $752.00 (+11.24%) | $83,000 (+6.41%) Land $17,500 Building $65,500 | $83,000 (+6.41%) Land $17,500 Building $65,500 |
| 2022 | $676.00 | $78,000 Land $12,500 Building $65,500 | $78,000 Land $12,500 Building $65,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Main Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Main Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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