St. Johns County property record for 605 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,902 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $137,000 (2012) |
| Tax Bill | $1,713.00 (2025) |
| Primary APN | 028821-2280 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,902 sqft Living Area |
| Gross Area | 2,408 sqft Gross Area |
| 1st Floor | 1,902 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 406 sqft Garage |
| Patio Area | 400 sqft Patio |
| Porch Area | 145 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 605 MACKENZIE CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3453 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 228 OR3559/1314 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT ST. JOHNS PHASE 3 |
| Legal Phase | 3 |
| Legal Block | 4 |
| Legal Lot Number | 228 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4011 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 028821-2280
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 605 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage VYSTAR CU |
| Sep 27, 2022 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC |
| Mar 13, 2020 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Aug 17, 2017 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Mar 06, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2012 · Amount on Record |
| Deed Sale | May 10, 2012 · Amount on Record |
| Prior Sale | Jan 30, 2004 · Amount on Record |
| Deed Doc Number | 201226211 |
| Deed Book / Page | 3559 / 1314 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 605 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 605 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Document Number | 0062640295 |
|---|---|
| Date | Dec 01, 2025 |
| Book Page | 6264/295 |
| Instrument | 2025096680 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 605 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 605 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Document Number | 0056401072 |
|---|---|
| Date | Sep 27, 2022 |
| Book Page | 5640/1072 |
| Instrument | 2022091631 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 605 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0053270378 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 5327/378 |
| Instrument | 2021082595 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 605 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Document Number | 0051540236 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 605 MACKENZIE CIR ST AUGUSTINE FL 320923453, ST AUGUSTINE, FL 32092-3453 |
| Document Number | 0051540236 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 005154/000236 |
| Instrument | 5887 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 14, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 605 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Document Number | 0049081522 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 605 MACKENZIE CIR ST AUGUSTINE FL 320923453, ST AUGUSTINE, FL 32092-3453 |
| Document Number | 0049081522 |
|---|---|
| Date | Mar 24, 2020 |
| Book Page | 004908/001522 |
| Instrument | 23616 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 23, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 605 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Document Number | 0044250726 |
| Book / Page | 004425 / 000726 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 605 MACKENZIE CIR ST AUGUSTINE FL 320923453, ST AUGUSTINE, FL 32092-3453 |
| Document Number | 0044250726 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 004425/000726 |
| Instrument | 58471 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 22, 2027 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 605 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3453 |
| Document Number | 0043431473 |
| Instrument Date | Mar 06, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 605 MACKENZIE CIR ST AUGUSTINE FL 320923453, ST AUGUSTINE, FL 32092-3453 |
| Document Number | 0043431473 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 004343/001473 |
| Instrument | 17791 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Mar 13, 2045 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $144,985 (+2.7%) | $309,504 (-0.66%) Land $70,000 Building $239,504 | |
| 2025 | $1,713.00 (+15.82%) Homeowner's exemption | $141,173 (+5.99%) | $311,556 (-8.01%) Land $70,000 Building $241,556 |
| 2024 | $1,479.00 (+2.35%) | ||
| 2023 | $1,445.00 (+4.11%) Homeowner's exemption | $133,198 (+3%) | $338,670 (+9.49%) Land $82,790 Building $255,880 |
| 2022 | $1,388.00 Homeowner's exemption | $129,318 | $309,324 Land $73,920 Building $235,404 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 44% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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