604 Mackenzie Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 604 Mackenzie Cir, Saint Augustine, FL 32092 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,937 sqft Living Area
Lot Size25,700 sqft (0.59 acres)
OccupancyOwner Occupied
Last Sale$183,400 (2014)
Tax Bill$2,996.00 (2025)

Property Details

APN / Parcel Number

Primary APN028821-2580

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,937 sqft Living Area
Gross Area2,366 sqft Gross Area
1st Floor1,937 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area25,700 sqft (0.59 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area429 sqft Garage
Patio Area136 sqft Patio
Porch Area158 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address604 MACKENZIE CIR
CitySAINT AUGUSTINE
StateFL
Zip32092-3452
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description46/53-61 MEADOWS AT ST JOHNS PHASE 3 LOT 258 OR3929/1535
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT ST. JOHNS PHASE 3
Legal Phase3
Legal Block4
Legal Lot Number258
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4013
Census Tract20905

Owner

Source: St. Johns County records · APN 028821-2580

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address604 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3452
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDFIRST BANK
Jan 17, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDFIRST BANK
Mar 02, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MIDLAND MORTGAGE
Sep 06, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2014 · Amount on Record
Deed SaleSep 15, 2014 · Amount on Record
Prior SaleDec 09, 2003 · Amount on Record
Deed Doc Number201453855
Deed Book / Page3929 / 1535
Record RefreshedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address604 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3452
Transaction TypeMortgage
Record UpdatedMar 08, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3452

Mortgage

Document Number0059051750
DateFeb 27, 2024
Book Page5905/1750
Instrument2024014355
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term336 Months
DueFeb 01, 2052

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address604 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3452
Transaction TypeMortgage
Record UpdatedFeb 01, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3452

Mortgage

Document Number0056950707
DateJan 17, 2023
Book Page5695/707
Instrument2023003912
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueFeb 01, 2052

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address604 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3452
Transaction TypeMortgage
Record UpdatedMar 22, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3452

Mortgage

Document Number0055050743
DateMar 02, 2022
Book Page5505/743
Instrument2022022693
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2052

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address604 MACKENZIE CIR, SAINT AUGUSTINE, FL 32092-3452
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044320819
DateSep 06, 2017
Book Page4432/0819
Instrument2017061697
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$242,772 (+2.7%)$308,051 (-0.6%) Land $70,000 Building $238,051
2025$2,996.00 (+13.48%) Homeowner's exemption$236,389 (+5.99%)$309,902 (-8.05%) Land $70,000 Building $239,902
2024$2,640.00 (+2.13%)
2023$2,585.00 (+3.23%) Homeowner's exemption$223,036 (+3%)$337,047 (+7.21%) Land $82,790 Building $254,257
2022$2,504.00 Homeowner's exemption$216,540$314,385 Land $73,920 Building $240,465

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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