605 Limetree Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 605 Limetree Dr, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,606 sqft · built 1979
Lot Size0.149 acres (6,499 sqft)
OwnerIndividual Name on File
Tax Bill$970 (2025)
Deeds & MortgagesJan 2024 Mortgage
May 2019 Line of Credit
Flood ZoneZone AE (high risk)
APNC62-000-759-5909-8

Property Details

APN / Parcel Number

Primary APNC62-000-759-5909-8
Alternative APNs
  • 15-28-16-36292-000-4280
  • 162815362920004280
  • R160137

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,606 sqft Heated Area
1st Floor Area1,606 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area140 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR160137
Old Parcel Number162815362920004280
Street Address605 LIMETREE DR
CityOLDSMAR
StateFL
Zip34677-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARBOR PALMS UNIT ELEVEN LOT 428
Legal Range16
Legal Township28
Legal Section15
Legal SubdivisionHARBOR PALMS UNIT ELEVEN
Legal Lot Number428
Legal Unit11
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1005
Census Tract27319

Owner

605 Limetree Dr is owned and occupied by an individual.

Source: Pinellas County records, as of December 26, 2025

Owner of RecordIndividual Name on File
Mailing Address605 LIMETREE DR, OLDSMAR, FL 34677-2607
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
May 16, 2019Deed of Trust, Mortgage · Line of Credit
SUNTRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address605 LIMETREE DR, OLDSMAR, FL 34677-2607
Transaction TypeMortgage
Record UpdatedFeb 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 LIMETREE DR, OLDSMAR, FL 34677-2607

Mortgage

Document Number0226782639
DateJan 17, 2024
Book Page22678/2639
Instrument2024012056
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address605 LIMETREE DR, OLDSMAR, FL 34677-2607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0205410617
DateMay 16, 2019
Book Page20541/0617
Instrument2019154590
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 605 Limetree Dr was $970 with exemptions applied.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityOldsmar City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$970.00 Homeowner's exemption Widower's exemption$101,873$329,742 Land $93,548 Building $236,194
2023$865.00 (-3.89%) Homeowner's exemption Widower's exemption$96,118 (+3%)$309,327 (+34.96%) Land $133,563 Building $175,764
2022$900.00 Homeowner's exemption Widower's exemption$93,318$229,191 Land $123,172 Building $106,019

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Limetree Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 434 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies434 in force
Nearby Flood Claims135 (2004–2024)
Claims Outside the SFHA7 of 135
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 15 claims
  • Hurricane Helene, Sep 2024 · 102 claims
  • Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Limetree Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLDSMAR WATER SYSTEM
serves 14,898 people · EPA ID FL6521417
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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