604 Limetree Dr, Oldsmar, FL 34677 Property Records

Pinellas County property record for 604 Limetree Dr, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,430 sqft · built 1980
Lot Size	0.161 acres (7,004 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2019)
Tax Bill	$3,107 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jul 2023 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-759-5920-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-5920-5`
Alternative APNs	`15-28-16-36292-000-4400` `281615362920004400` `162815362920004400` `R160148`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,430 sqft Living Area
Gross Area	1,686 sqft
1st Floor Area	1,430 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,004 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Patio
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R160148
Street Address	604 LIMETREE DR
City	OLDSMAR
State	FL
Zip	34677-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR PALMS UNIT ELEVEN LOT 440
Legal Range	16E
Legal Township	28S
Legal Section	15
Legal Subdivision	HARBOR PALMS
Legal Tract	36292
Legal Lot Number	440
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	27319

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 LIMETREE DR, OLDSMAR, FL 34677-2608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jul 18, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 26, 2021	Intrafamily Transfer, Transfer
Oct 24, 2019	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL
Aug 2, 2018	Warranty Deed, Transfer · Conventional with PMI FIRST FLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2019 · Amount on Record
Deed Sale	Oct 24, 2019 · Amount on Record
Prior Sale	Aug 2, 2018 · Amount on Record
Deed Document Number	2019342823
Deed Book / Page	20744 / 1686
Last Transfer Date	Jul 6, 2023
Transfer Doc	0225070944
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	604 LIMETREE DR, OLDSMAR, FL 34677-2608
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 LIMETREE DR, OLDSMAR, FL 34677-2608

Mortgage

Document Number	0226632467
Date	Dec 28, 2023
Book Page	22663/2467
Instrument	2023328052

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Dec 27, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 18, 2023
Property Address	604 LIMETREE DR, OLDSMAR, FL 34677-2608
Document Number	0225070944
Book / Page	22507 / 944
Map Reference	MB 71 PG 57-61
Instrument Date	Jul 6, 2023
Instrument	2023185428
Transaction Type	Transfer
Record Updated	Jul 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13201 NW 28TH AVE, OPA LOCKA, FL 33054-4806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 LIMETREE DR, OLDSMAR, FL 34677-2608

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSBOROUGH FL
Recording Date	Feb 26, 2021
Property Address	604 LIMETREE DR, OLDSMAR, FL 34677-2608
Document Number	0000097805
Instrument Date	Dec 17, 2019
Instrument	2021097805
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 LIMETREE DR, OLDSMAR, FL 34677-2608

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 24, 2019
Property Address	604 LIMETREE DR, OLDSMAR, FL 34677-2608
Document Number	0207441686
Book / Page	020744 / 001686
Instrument Date	Oct 18, 2019
Instrument	342823
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 LIMETREE DR OLDSMAR FL 346772608, OLDSMAR, FL 34677-2608

Mortgage

Document Number	207441688
Date	Oct 24, 2019
Book Page	020744/001688
Instrument	342824

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 2, 2018
Property Address	604 LIMETREE DR, OLDSMAR, FL 34677-2608
Document Number	0201512566
Book / Page	020151 / 002566
Instrument Date	Jul 31, 2018
Instrument	245442
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	WOLLINKA-WIKLE TITLE INSURANCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,484.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 LIMETREE DR OLDSMAR FL 346772608, OLDSMAR, FL 34677-2608

Mortgage

Document Number	201512567
Date	Aug 2, 2018
Book Page	020151/002567
Instrument	245443

Lender

Name	FIRST FLORIDA CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,107.00 (+6.04%) Homeowner's exemption	$218,894 (+5.99%)	$303,278 (+3.66%) Land $99,821 Building $203,457
2024	$2,930.00 (+1.81%)
2023	$2,878.00 (+4.62%) Homeowner's exemption	$206,529 (+4.19%)	$292,576 (+20.44%) Land $142,160 Building $150,416
2022	$2,751.00 Homeowner's exemption	$198,232	$242,915 Land $131,654 Building $111,261

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 434 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	434 in force
Nearby Flood Claims	135 (2004–2024)
Claims Outside the SFHA	7 of 135
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 15 claims Hurricane Helene, Sep 2024 · 102 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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