Union County property record for 605 Lancaster Ave, Monroe, NC 28112 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1908 |
| Square Footage | 1,794 sqft Living Area |
| Lot Size | 12,284 sqft (0.282 acres) |
| Garage | Carport, 400 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,171.00 (2025) |
| Primary APN | 09-235-116 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,794 sqft Living Area |
| Gross Area | 3,644 sqft Gross Area |
| 1st Floor | 1,822 sqft 1st Floor |
| Basement Area | 1,794 sqft Basement |
| Unfinished Basement | 1,794 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Galvanized Roof |
| Lot Area | 12,284 sqft (0.282 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 400 sqft Garage |
| Carport | Carport |
| Carport Area | 400 sqft Carport |
| Porch Area | 478 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 605 LANCASTER AVE |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5903 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #2 & #3 BLK1 WILGOR HEIGHTS PB1 PG1 |
| Legal Subdivision | WILGER HEIGHTS 1-1 |
| Legal Block | 1 |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 20502 |
Source: Union County records · APN 09-235-116
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 605 LANCASTER AVE, MONROE, NC 28112-5903 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 605 LANCASTER AVE, MONROE, NC 28112-5903 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 605 LANCASTER AVE, MONROE, NC 28112-5903 |
| Document Number | 8115140 |
|---|---|
| Date | May 26, 2021 |
| Book Page | 8115/140 |
| Instrument | 25046 |
| Name | AMERICAN BANK OF THE CAROLINAS |
|---|---|
| Type | Bank |
| Address | WINGATE, NC 28174 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,171.00 (+46%) | $293,400 (+61.74%) Land $49,700 Building $243,700 | $293,400 (+61.74%) Land $49,700 Building $243,700 |
| 2023 | $1,487.00 | $181,400 Land $12,600 Building $168,800 | $181,400 Land $12,600 Building $168,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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