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407 Lancaster Ave, Monroe, NC 28112 Property Records

Union County property record for 407 Lancaster Ave, Monroe, NC 28112 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms4 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1901
Square Footage2,052 sqft Living Area
Lot Size8,146 sqft (0.187 acres)
OccupancyOwner Occupied
Last Sale$350,000 (2023)
Tax Bill$3,109.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-235-112

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area2,052 sqft Living Area
1st Floor1,232 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1901
Architectural StyleConventional Style
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,146 sqft (0.187 acres)
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area400 sqft Garage

Exterior Amenities

Shed1 Shed
Deck Area80 sqft Deck
Patio Area80 sqft Patio
Porch Area256 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address407 LANCASTER AVE
CityMONROE
StateNC
Zip28112-5961
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description8775-0521
JurisdictionUNION NC
Minor Civil DivisionMONROE
Census Blockgroup2
Census Block2103
Census Tract20501

Owner

Source: Union County records · APN 09-235-112

Assessment roll updated March 31, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address407 LANCASTER AVE, MONROE, NC 28112-5961
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERIS BANK
Feb 17, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PRIMELENDING
Apr 25, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 03, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MR COOPER
May 01, 2019Warranty Deed, Construction Loan · Building or Construction Mortgage
STRAIGHTLINE FNDG LLC
May 01, 2019Grant Deed, Transfer
ATTORNEY ONLY
Dec 31, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2023 · Amount on Record
Deed SaleSep 01, 2023 · Amount on Record
Prior SaleFeb 17, 2023 · Amount on Record
Deed Doc Number202321530
Deed Book / Page8775 / 521
Record RefreshedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateSep 01, 2023
Property Address407 LANCASTER AVE, MONROE, NC 28112-5961
Document Number0008775521
Book / Page8775 / 521
Instrument DateAug 21, 2023
Instrument21530
Transaction TypeTransfer
Record UpdatedSep 15, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address28 E MCKINLEY ST, BROOKVILLE, OH 45309-1717

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address407 LANCASTER AVE, MONROE, NC 28112-5961

Mortgage

Document Number0000021531
DateSep 01, 2023
Instrument21531
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2053

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 17, 2023
Property Address407 LANCASTER AVE, MONROE, NC 28112-5961
Document Number0000865720
Book / Page8657 / 20
Instrument DateFeb 11, 2023
Instrument3673
Transaction TypeTransfer
Record UpdatedMar 02, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$620.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 LANCASTER AVE, MONROE, NC 28112-5961

Mortgage

Document Number0000003674
DateFeb 17, 2023
Instrument3674
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address407 LANCASTER AVE, MONROE, NC 28112-5961
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 LANCASTER AVE, MONROE, NC 28112-5961

Mortgage

Document Number0008462295
DateApr 25, 2022
Book Page8462/295
Instrument15268
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateFeb 03, 2020
Property Address407 LANCASTER AVE, MONROE, NC 28112-5961
Document Number7576878
Book / Page007576 / 000878
Instrument DateJan 24, 2020
Instrument3662
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$456.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 LANCASTER AVE MONROE NC 281125961, MONROE, NC 28112-5961

Mortgage

Document Number7576881
DateFeb 03, 2020
Book Page007576/000881
Instrument3663
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 02, 2050

May 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateMay 01, 2019
Property Address407 LANCASTER AVE, MONROE, NC 28112-5961
Document Number7361611
Book / Page007361 / 000611
Instrument DateMay 01, 2019
Instrument11562
Transaction TypeConstruction Loan
Record UpdatedJun 06, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$180.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address316 SARDIS GROVE LN MATTHEWS NC 281052621, MATTHEWS, NC 28105-2621

Mortgage

Document Number7361618
DateMay 01, 2019
Book Page007361/000618
Instrument11563
Lender
NameSTRAIGHTLINE FNDG LLC
AddressCHARLOTTE, NC 28277
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueApr 30, 2020

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NC
Recording DateMay 01, 2019
Property Address407 LANCASTER AVE, MONROE, NC 28112-5961
Document Number7361608
Book / Page007361 / 000608
Instrument DateMay 01, 2019
Instrument11561
Transaction TypeTransfer
Record UpdatedJun 06, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 38797 CHARLOTTE NC 282781013, CHARLOTTE, NC 28278-1013

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateDec 31, 2018
Property Address407 LANCASTER AVE, MONROE, NC 28112-5961
Document Number7292386
Book / Page007292 / 000386
Instrument DateOct 25, 2018
Instrument35665
Transaction TypeTransfer
Record UpdatedJan 17, 2019

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6425 TIMBER HITCH DR SW OCEAN ISLE BEACH NC 284696800, OCEAN ISLE BEACH, NC 28469-6800

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,109.00 (+29.49%)$355,700 (+61.53%) Land $48,500 Building $307,200$355,700 (+61.53%) Land $48,500 Building $307,200
2023$2,401.00$220,200 (-) Land $11,800 Building $208,400$220,200 (-) Land $11,800 Building $208,400
2022$2,401.00$220,200 Land $11,800 Building $208,400$220,200 Land $11,800 Building $208,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Monroe Residential Historic District
listed 1988 · 381 contributing resources · NRIS 87002204

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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