Cass County property record for 605 Lacy Ln, Belton, MO 64012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,462 sqft · built 1960 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,400 (Aug 2016) |
| Tax Bill | $5,059 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-06-14-300-001-027.000 |
| Primary APN | 05-06-14-300-001-027.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 1,462 sqft |
| Basement Area | 1,462 sqft |
| Finished Basement | 500 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 122 ft deep x 94 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 165 sqft |
| Patio Area | 165 sqft |
| Account Number | 1581700 |
|---|---|
| Street Address | 605 LACY LN |
| City | BELTON |
| State | MO |
| Zip | 64012-2923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LACY ESTATES #4 LOT 6 |
| Legal Range | 33 |
| Legal Township | 46 |
| Legal Section | 14 |
| Legal Subdivision | LACY EST #4 |
| Legal Lot Number | 6 |
| Jurisdiction | CASS MO |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 60202 |
605 Lacy Ln is owned and occupied by an individual who bought it in August 2016.
Source: Cass County records, as of December 1, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 605 LACY LN, BELTON, MO 64012-2923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2016 · Amount on File |
| Deed Sale | Aug 3, 2016 · Amount on File |
| Deed Document Number | 4031/111 |
| Deed Book / Page | 4031 / 111 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 605 LACY LN, BELTON, MO 64012-2923 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 605 LACY LN, BELTON, MO 64012-2923 |
| Investor | Possibly a Property Investor |
| Document Number | 0004964/76 |
|---|---|
| Date | Jun 2, 2023 |
| Book Page | 4964/76 |
| Instrument | 734842 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 143 Months |
| Due | May 26, 2035 |
The 2025 property tax bill for 605 Lacy Ln was $5,059.
Source: Cass County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Belton City |
| Unified School District | Belton 124 School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,059.00 | $26,630 Land $2,740 Building $23,890 | $140,130 Land $14,420 Building $125,710 |
| 2023 | $1,957.00 (+4,917.95%) | $23,800 (+13.71%) Land $2,490 Building $21,310 | $125,240 Land $13,110 Building $112,130 |
| 2022 | $39.00 | $20,930 Land $2,490 Building $18,440 | |
| 2021 | $110,180 Land $13,110 Building $97,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 605 Lacy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 605 Lacy Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELTON PWS serves 23,598 people · EPA ID MO1010061 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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