604 Lacy Ln, Belton, MO 64012 Property Records

Cass County property record for 604 Lacy Ln, Belton, MO 64012

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1962
Lot Size	0.269 acres (11,718 sqft)
Owner	2 Individual Names on File
Last Sale	$159,200 (Apr 2021)
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-06-14-300-006-003.000`

Property Details

APN / Parcel Number

Primary APN	`05-06-14-300-006-003.000`
Alternative APN	`1582900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Flooring	Carpet

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	A-Frame
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,718 sqft (0.269 acres)
Lot Dimensions	138 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Stoop
Porch Area	24 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	1582900
Street Address	604 LACY LN
City	BELTON
State	MO
Zip	64012-2924
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LACY ESTATES #4 LOT 18
Legal Range	33
Legal Township	46
Legal Section	14
Legal Subdivision	LACY EST #4
Legal Lot Number	18
Jurisdiction	CASS MO
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4014
Census Tract	60202

Owner

604 Lacy Ln is owned and occupied by two individuals who bought it in April 2021.

Source: Cass County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	604 LACY LN, BELTON, MO 64012-2924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 5, 2021	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 5, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Jun 5, 2018 · Amount on File
Deed Document Number	2021688128
Deed Book / Page	4664 / 92
Prior Transfer Date	Sep 21, 2006
Prior Transfer Doc	2877/417
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MO
Property Address	604 LACY LN, BELTON, MO 64012-2924
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 LACY LN, BELTON, MO 64012-2924

Mortgage

Document Number	004537/123
Date	Aug 10, 2020
Book Page	4537/123
Instrument	670459

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Apr 5, 2021
Property Address	604 LACY LN, BELTON, MO 64012-2924
Document Number	4664/92
Book / Page	4664 / 92
Map Reference	MB 2 PG 67
Instrument Date	Mar 25, 2021
Instrument	688128
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 LACY LN, BELTON, MO 64012-2924

Mortgage

Document Number	466974
Date	Apr 5, 2021
Instrument	4669/74

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MO
Recording Date	Jun 5, 2018
Property Address	604 LACY LN, BELTON, MO 64012-2924
Document Number	4254/093
Book / Page	4254 / 093
Map Reference	MB 2 PG 67
Instrument Date	Jun 1, 2018
Instrument	627347
Transaction Type	Transfer
Record Updated	Nov 12, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 LACY LN, BELTON, MO 64012-2924

Mortgage

Document Number	627348
Date	Jun 5, 2018
Instrument	627348

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 604 Lacy Ln was $4,227, up 157.9% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Cass County
Municipality	Belton City
Unified School District	Belton 124 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,227.00 (+157.9%)	$22,250 Land $2,610 Building $19,640	$117,120 Land $13,750 Building $103,370
2024	$1,639.00 (+0.24%)
2023	$1,635.00 (+4,854.55%)	$19,890 (+13.53%) Land $2,380 Building $17,510	$104,660 Land $12,500 Building $92,160
2022	$33.00	$17,520 Land $2,380 Building $15,140
2021			$92,180 Land $12,500 Building $79,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 Lacy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 604 Lacy Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELTON PWS serves 23,598 people · EPA ID MO1010061
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Lacy Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures